Is XOP or MAIN a better dividend investment in 2026?

XOP currently yields 1.75% with a 5% 5-year dividend growth rate. MAIN yields 8.41% with 5.1% growth. The better choice depends on your goal: MAIN offers higher current income.

What is the dividend yield difference between XOP and MAIN?

XOP has a forward dividend yield of 1.75% ($3.25/share annually). MAIN yields 8.41% ($4.44/share annually). The yield gap is 6.66 percentage points.

Home › Compare › XOP vs MAIN

XOP vs MAIN: Dividend Comparison 2026

XOP yields 1.75% · MAIN yields 8.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MAIN wins by $34.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

XOP

● Live price

1.75%

Share price

$185.48

Annual div

$3.25

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$22.2K

Annual income

$196.47

Full XOP calculator →

MAIN

Main Street Capital Corporation

● Live price

8.41%

Share price

$52.80

Annual div

$4.44

5Y div CAGR

5.1%

Payout ratio

82%

After 10 yrs · $10,000 · DRIP

Portfolio value

$57.2K

Annual income

$2,355.47

Full MAIN calculator →

Portfolio growth — XOP vs MAIN

📍 MAIN pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	XOP	MAIN
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, XOP + MAIN cover 8 of 12 months — good coverage

Jan

MAIN

Feb

MAIN

Mar

—

Apr

—

May

—

Jun

—

Jul

MAIN

Aug

MAIN

Sep

MAIN

Oct

MAIN

Nov

MAIN

Dec

MAIN

XOP pays

MAIN pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

XOP

Annual income on $10K today (after 15% tax)

$149.07/yr

After 10yr DRIP, annual income (after tax)

$167.00/yr

MAIN

Annual income on $10K today (after 15% tax)

$714.77/yr

After 10yr DRIP, annual income (after tax)

$2,002.15/yr

At 15% tax rate, MAIN beats the other by $1,835.15/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of XOP + MAIN for your $10,000?

XOP: 50%MAIN: 50%

100% MAIN50/50100% XOP

Portfolio after 10yr

$39.7K

Annual income

$1,275.97/yr

Blended yield

3.21%

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Analyst Conviction Gap

Where Wall Street is most bullish on MAIN right now

XOP

No analyst data

MAIN

Analyst Ratings

Buy

Hold

Consensus: Hold

Price Target

$65.25

+23.6% upside vs current

Range: $60.00 — $70.00

Altman Z

1.7

Piotroski

5/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

XOP buys

MAIN buys

No recent congressional trades found for XOP or MAIN in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricXOPMAIN

Forward yield	1.75%	8.41% ✓
Annual dividend / share	$3.25	$4.44 ✓
Payout ratio	50% ✓	82%
1-year div growth	0%	3.7% ✓
5-year div CAGR	0%	5.1% ✓
Portfolio after 10y	$22.2K	$57.2K ✓
Annual income after 10y	$196.47	$2,355.47 ✓
Total dividends collected	$1.9K	$15.5K ✓
Payment frequency	quarterly	monthly
Sector	Stock	BDC

Year-by-year: XOP vs MAIN ($10,000, DRIP)

Year	XOP Portfolio	XOP Income/yr	MAIN Portfolio	MAIN Income/yr	Gap
1← crossover	$10,875	$175.38	$12,124	$883.80	$1.2K → MAIN
2	$11,815	$178.26	$14,629	$1,001.91	$2.8K → MAIN
3	$12,823	$180.99	$17,573	$1,130.42	$4.8K → MAIN
4	$13,904	$183.58	$21,022	$1,269.75	$7.1K → MAIN
5	$15,063	$186.03	$25,049	$1,420.29	$10.0K → MAIN
6	$16,306	$188.36	$29,738	$1,582.45	$13.4K → MAIN
7	$17,638	$190.56	$35,182	$1,756.64	$17.5K → MAIN
8	$19,066	$192.64	$41,488	$1,943.25	$22.4K → MAIN
9	$20,595	$194.61	$48,775	$2,142.72	$28.2K → MAIN
10	$22,233	$196.47	$57,179	$2,355.47	$34.9K → MAIN

XOP vs MAIN: Complete Analysis 2026

XOP — Stock

The State Street SPDR S&P Oil & Gas Exploration & Production ETF seeks to provide investment results that, before fees and expenses, correspond generally to the total return performance of the S&P Oil & Gas Exploration & Production Select Industry Index (the "Index")Seeks to provide exposure the oil and gas exploration and production segment of the S&P TMI, which comprises the following sub-industries: Integrated Oil & Gas, Oil & Gas Exploration & Production, and Oil & Gas Refining & MarketingSeeks to track a modified equal weighted index which provides the potential for unconcentrated industry exposure across large, mid and small cap stocksAllows investors to take strategic or tactical positions at a more targeted level than traditional sector based investing

Full XOP Calculator →

MAIN — BDC

Main Street Capital is a Business Development Company providing debt and equity capital to lower middle market companies. It pays regular monthly dividends plus semi-annual special dividends. One of the few BDCs consistently trading at a premium to NAV, with an exceptional track record since its 2007 IPO. Often called the gold standard of BDCs.

Full MAIN Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.