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ADC vs CNI: Dividend Comparison 2026

ADC yields 4.39% · CNI yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CNI wins by $4.5K in total portfolio value
10 years
ADC
Agree Realty Corporation
● Live price
4.39%
Share price
$68.40
Annual div
$3.00
5Y div CAGR
5.2%
Payout ratio
73%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.5K
Annual income
$1,093.74
Full ADC calculator →
CNI
CNI
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full CNI calculator →

Portfolio growth — ADC vs CNI

📍 CNI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodADCCNI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ADC + CNI cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
ADC pays
CNI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ADC
Annual income on $10K today (after 15% tax)
$372.81/yr
After 10yr DRIP, annual income (after tax)
$929.68/yr
CNI
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, ADC beats the other by $165.37/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ADC + CNI for your $10,000?

ADC: 50%CNI: 50%
100% CNI50/50100% ADC
Portfolio after 10yr
$25.8K
Annual income
$996.47/yr
Blended yield
3.86%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ADC buys
0
CNI buys
0
No recent congressional trades found for ADC or CNI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricADCCNI
Forward yield4.39% ✓4.00%
Annual dividend / share$3.00 ✓$2.00
Payout ratio73%50% ✓
1-year div growth2.8%5% ✓
5-year div CAGR5.2% ✓5%
Portfolio after 10y$23.5K$28.0K ✓
Annual income after 10y$1,093.74 ✓$899.19
Total dividends collected$7.4K ✓$6.4K
Payment frequencymonthlyquarterly
SectorREITStock

Year-by-year: ADC vs CNI ($10,000, DRIP)

YearADC PortfolioADC Income/yrCNI PortfolioCNI Income/yrGap
1← crossover$10,871$461.40$11,120$420.00$249.00 → CNI
2$11,824$506.91$12,357$458.31$533.00 → CNI
3$12,866$557.16$13,721$499.76$855.00 → CNI
4$14,006$612.66$15,227$544.58$1.2K → CNI
5$15,254$674.00$16,885$593.02$1.6K → CNI
6$16,622$741.82$18,713$645.34$2.1K → CNI
7$18,120$816.86$20,724$701.81$2.6K → CNI
8$19,763$899.90$22,938$762.73$3.2K → CNI
9$21,565$991.86$25,372$828.41$3.8K → CNI
10$23,543$1,093.74$28,047$899.19$4.5K → CNI

ADC vs CNI: Complete Analysis 2026

ADC — REIT

Agree Realty is a net-lease REIT focused on high-quality retail tenants including Walmart, Home Depot, and Tractor Supply. Its monthly dividend and focus on investment-grade tenants make it a conservative REIT alternative to Realty Income. Conservative leverage and disciplined acquisition strategy set it apart.

Full ADC Calculator →

CNI — Stock

CNI is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in CNI shares.

Full CNI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.