HomeCompareADC vs UDR

ADC vs UDR: Dividend Comparison 2026

ADC yields 4.13% · UDR yields 5.11%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ADC wins by $129.2K in total portfolio value· pulled ahead in Year 5
10 years
ADC
Agree Realty Corporation
● Live price
4.13%
Share price
$74.97
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$178.9K
Annual income
$80,797.29
Full ADC calculator →
UDR
UDR
● Live price
5.11%
Share price
$33.66
Annual div
$1.72
5Y div CAGR
19.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.7K
Annual income
$6,549.10
Full UDR calculator →

Portfolio growth — ADC vs UDR

📍 ADC pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodADCUDR
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, ADC + UDR cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ADC pays
UDR pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ADC
Annual income on $10K today (after 15% tax)
$351.36/yr
After 10yr DRIP, annual income (after tax)
$68,677.70/yr
UDR
Annual income on $10K today (after 15% tax)
$434.34/yr
After 10yr DRIP, annual income (after tax)
$5,566.74/yr
At 15% tax rate, ADC beats the other by $63,110.96/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ADC + UDR for your $10,000?

ADC: 50%UDR: 50%
100% UDR50/50100% ADC
Portfolio after 10yr
$114.3K
Annual income
$43,673.20/yr
Blended yield
38.20%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+8.1% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
UDR
Analyst Ratings
18
Buy
17
Hold
3
Sell
Consensus: Buy
Price Target
$41.10
+22.1% upside vs current
Range: $38.00 — $44.00
Altman Z
0.7
Piotroski
8/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ADC buys
7
UDR buys
9
PoliticianChamberTickerTypeAmountDate
Gilbert Cisneros🏢 House$ADC▼ Sell$15,001 - $50,0002026-01-15
Ro Khanna🏢 House$UDR▼ Sell$15,001 - $50,0002025-10-07
Ro Khanna🏢 House$UDR▲ Buy$1,001 - $15,0002025-09-29
Lisa McClain🏢 House$ADC▼ Sell$1,001 - $15,0002025-09-25
Julie Johnson🏢 House$UDR▼ Sell$1,001 - $15,0002025-09-25
Ro Khanna🏢 House$UDR▼ Sell$1,001 - $15,0002025-08-26
Lisa McClain🏢 House$ADC▲ Buy$1,001 - $15,0002025-08-13
Ro Khanna🏢 House$UDR▲ Buy$1,001 - $15,0002025-07-25
Lisa McClain🏢 House$ADC▼ Sell$1,001 - $15,0002025-06-17
Lisa McClain🏢 House$ADC▼ Sell$1,001 - $15,0002025-06-17
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricADCUDR
Forward yield4.13%5.11%
Annual dividend / share$3.10$1.72
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR40.4%19.3%
Portfolio after 10y$178.9K$49.7K
Annual income after 10y$80,797.29$6,549.10
Total dividends collected$156.7K$25.0K
Payment frequencymonthlyquarterly
SectorREITREIT
Analyst consensusBuyBuy
Analyst price target$81.06$41.10

Year-by-year: ADC vs UDR ($10,000, DRIP)

YearADC PortfolioADC Income/yrUDR PortfolioUDR Income/yrGap
1$10,990$580.36$11,310$609.61$320.00UDR
2$12,301$860.26$12,870$768.70$569.00UDR
3$14,104$1,298.62$14,746$975.32$642.00UDR
4$16,691$2,008.16$17,024$1,245.96$333.00UDR
5← crossover$20,580$3,205.09$19,820$1,603.81+$760.00ADC
6$26,754$5,330.02$23,289$2,081.81+$3.5KADC
7$37,196$9,345.14$27,647$2,727.39+$9.5KADC
8$56,244$17,523.09$33,192$3,609.90+$23.1KADC
9$94,286$35,736.21$40,348$4,832.15+$53.9KADC
10$178,949$80,797.29$49,721$6,549.10+$129.2KADC

ADC vs UDR: Complete Analysis 2026

ADCREIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →

UDRREIT

UDR, Inc. (NYSE: UDR), an S&P 500 company, is a leading multifamily real estate investment trust with a demonstrated performance history of delivering superior and dependable returns by successfully managing, buying, selling, developing and redeveloping attractive real estate communities in targeted U.S. markets. As of September 30, 2020, UDR owned or had an ownership position in 51,649 apartment homes including 1,031 homes under development. For over 48 years, UDR has delivered long-term value to shareholders, the best standard of service to Residents and the highest quality experience for Associates.

Full UDR Calculator →
📬

Get this ADC vs UDR comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

ADC vs OADC vs NNNADC vs EPRTADC vs FCPTADC vs NTSTADC vs SCHDADC vs JEPIADC vs KO

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.