HomeCompareADC vs USB

ADC vs USB: Dividend Comparison 2026

ADC yields 4.39% · USB yields 4.00% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 USB wins by $4.5K in total portfolio value
10 years
ADC
Agree Realty Corporation
4.39%
Share price
$68.40
Annual div
$3.00
5Y div CAGR
5.2%
Payout ratio
73%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.5K
Annual income
$1,093.74
Full ADC calculator →
USB
USB
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full USB calculator →

Portfolio growth — ADC vs USB

Annual dividend income

MetricADCUSB
Forward yield4.39%4.00%
Annual dividend / share$3.00$2.00
Payout ratio73%50%
1-year div growth2.8%5%
5-year div CAGR5.2%5%
Portfolio after 10y$23.5K$28.0K
Annual income after 10y$1,093.74$899.19
Total dividends collected$7.4K$6.4K
Payment frequencymonthlyquarterly
SectorREITFinancials

Year-by-year: ADC vs USB ($10,000, DRIP)

YearADC PortfolioADC Income/yrUSB PortfolioUSB Income/yrGap
1$10,871$461.40$11,120$420.00$249.00USB
2$11,824$506.91$12,357$458.31$533.00USB
3$12,866$557.16$13,721$499.76$855.00USB
4$14,006$612.66$15,227$544.58$1.2KUSB
5$15,254$674.00$16,885$593.02$1.6KUSB
6$16,622$741.82$18,713$645.34$2.1KUSB
7$18,120$816.86$20,724$701.81$2.6KUSB
8$19,763$899.90$22,938$762.73$3.2KUSB
9$21,565$991.86$25,372$828.41$3.8KUSB
10$23,543$1,093.74$28,047$899.19$4.5KUSB

ADC vs USB: Complete Analysis 2026

ADCREIT

Agree Realty is a net-lease REIT focused on high-quality retail tenants including Walmart, Home Depot, and Tractor Supply. Its monthly dividend and focus on investment-grade tenants make it a conservative REIT alternative to Realty Income. Conservative leverage and disciplined acquisition strategy set it apart.

Full ADC Calculator →

USBFinancials

USB is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in USB shares.

Full USB Calculator →

Frequently Asked Questions

Is ADC or USB better for dividend income in 2026?
ADC currently offers a 4.39% yield (3.00/share/year) while USB offers 4.00% (2.00/share/year). ADC provides higher current income. However, ADC has grown its dividend faster (5.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in ADC vs USB earn per year?
With $10,000 invested today: ADC pays approximately $439/year. USB pays approximately $400/year. With DRIP reinvestment over 10 years, these grow to $1,094/year (ADC) and $899/year (USB).
Does ADC or USB pay monthly dividends?
ADC pays monthly dividends. USB pays quarterly dividends. ADC pays monthly, which is preferred by investors who need regular cash flow.
📬

Get this ADC vs USB comparison by email

Save your analysis + get weekly dividend insights. Free forever.

More comparisons

ADC vs OADC vs NNNADC vs EPRTADC vs FCPTADC vs NTSTADC vs SCHDADC vs JEPIADC vs KOUSB vs SCHDUSB vs JEPIUSB vs OUSB vs KO

⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.