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ADS vs MCD: Dividend Comparison 2026

ADS yields 17.46% · MCD yields 2.34%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MCD wins by $50.5K in total portfolio value· pulled ahead in Year 6
10 years
ADS
ADS
● Live price
17.46%
Share price
$56.80
Annual div
$9.92
5Y div CAGR
-29.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.2K
Annual income
$76.27
Full ADS calculator →
MCD
McDonald's Corporation
● Live price
2.34%
Share price
$310.79
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$77.7K
Annual income
$25,833.37
Full MCD calculator →

Portfolio growth — ADS vs MCD

📍 MCD pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodADSMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, ADS + MCD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ADS pays
MCD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ADS
Annual income on $10K today (after 15% tax)
$1,484.51/yr
After 10yr DRIP, annual income (after tax)
$64.83/yr
MCD
Annual income on $10K today (after 15% tax)
$198.56/yr
After 10yr DRIP, annual income (after tax)
$21,958.36/yr
At 15% tax rate, MCD beats the other by $21,893.54/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ADS + MCD for your $10,000?

ADS: 50%MCD: 50%
100% MCD50/50100% ADS
Portfolio after 10yr
$52.5K
Annual income
$12,954.83/yr
Blended yield
24.68%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

ADS
Analyst Ratings
2
Hold
Consensus: Hold
Price Target
$103.63
+82.4% upside vs current
Range: $45.00 — $135.00
Altman Z
0.8
Piotroski
7/9
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+13.2% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ADS buys
0
MCD buys
0
No recent congressional trades found for ADS or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricADSMCD
Forward yield17.46%2.34%
Annual dividend / share$9.92$7.26
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-29.2%42.3%
Portfolio after 10y$27.2K$77.7K
Annual income after 10y$76.27$25,833.37
Total dividends collected$4.8K$57.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary
Analyst consensusHoldBuy
Analyst price target$103.63$351.76

Year-by-year: ADS vs MCD ($10,000, DRIP)

YearADS PortfolioADS Income/yrMCD PortfolioMCD Income/yrGap
1$11,937$1,236.51$10,812$332.41+$1.1KADS
2$13,749$976.61$11,819$488.02+$1.9KADS
3$15,455$744.31$13,111$724.37+$2.3KADS
4$17,091$553.64$14,832$1,091.05+$2.3KADS
5$18,692$405.10$17,219$1,675.85+$1.5KADS
6← crossover$20,294$293.16$20,688$2,641.85$394.00MCD
7$21,925$210.60$25,990$4,309.70$4.1KMCD
8$23,611$150.55$34,590$7,351.77$11.0KMCD
9$25,371$107.27$49,535$13,285.25$24.2KMCD
10$27,223$76.27$77,746$25,833.37$50.5KMCD

ADS vs MCD: Complete Analysis 2026

ADSStock

Bread Financial Holdings Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for approximately 130 private label and co-brand credit card programs, as well as through Bread partnerships to approximately 500 small-and medium-sized businesses merchants; and Comenity-branded general purpose cash-back credit. The company also manages and services the loans it originates for private label, co-brand, and general-purpose credit card programs and Bread BNPL (installment loans, split-pay) products; and provides marketing, and data and analytics services. In addition, it offers an enhanced digital suite that includes a unified software development kit, which provides access to its suite of products, as well as promotes credit payment options earlier in the shopping experience. Further, the company through Bread, a digital payments platform and robust suite of application programming interfaces allows merchants and partners to integrate online point-of-sale financing and other digital payment products, including installment and split-pay solutions. The company was formerly known as Alliance Data Systems Corporation and changed its name to Bread Financial Holdings Inc. in March 2022. Bread Financial Holdings Inc. was founded in 1996 and is headquartered in Columbus, Ohio.

Full ADS Calculator →

MCDConsumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.