HomeCompareAFL vs UPS

AFL vs UPS: Dividend Comparison 2026

AFL yields 2.17% · UPS yields 6.91%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 AFL wins by $70.48M in total portfolio value· pulled ahead in Year 8
10 years
AFL
AFL
● Live price
2.17%
Share price
$108.17
Annual div
$2.35
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$92.09M
Annual income
$84,603,960.82
Full AFL calculator →
UPS
UPS
● Live price
6.91%
Share price
$94.96
Annual div
$6.56
5Y div CAGR
63.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.60M
Annual income
$17,853,988.84
Full UPS calculator →

Portfolio growth — AFL vs UPS

📍 AFL pulled ahead of the other in Year 8

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodAFLUPS
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, AFL + UPS cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
AFL pays
UPS pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AFL
Annual income on $10K today (after 15% tax)
$184.66/yr
After 10yr DRIP, annual income (after tax)
$71,913,366.70/yr
UPS
Annual income on $10K today (after 15% tax)
$587.23/yr
After 10yr DRIP, annual income (after tax)
$15,175,890.51/yr
At 15% tax rate, AFL beats the other by $56,737,476.18/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of AFL + UPS for your $10,000?

AFL: 50%UPS: 50%
100% UPS50/50100% AFL
Portfolio after 10yr
$56.84M
Annual income
$51,228,974.83/yr
Blended yield
90.12%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on UPS right now

AFL
Analyst Ratings
9
Buy
18
Hold
4
Sell
Consensus: Hold
Price Target
$113.83
+5.2% upside vs current
Range: $101.00 — $125.00
Altman Z
1.4
Piotroski
5/9
UPS
Analyst Ratings
2
Strong
18
Buy
21
Hold
4
Sell
Consensus: Hold
Price Target
$110.60
+16.5% upside vs current
Range: $85.00 — $128.00
Altman Z
2.9
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AFL buys
0
UPS buys
0
No recent congressional trades found for AFL or UPS in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricAFLUPS
Forward yield2.17%6.91%
Annual dividend / share$2.35$6.56
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%63.4%
Portfolio after 10y$92.09M$21.60M
Annual income after 10y$84,603,960.82$17,853,988.84
Total dividends collected$91.49M$21.26M
Payment frequencyquarterlyquarterly
SectorFinancialsIndustrials
Analyst consensusHoldHold
Analyst price target$113.83$110.60

Year-by-year: AFL vs UPS ($10,000, DRIP)

YearAFL PortfolioAFL Income/yrUPS PortfolioUPS Income/yrGap
1$11,135$434.50$11,829$1,128.85$694.00UPS
2$12,818$904.29$14,696$2,039.15$1.9KUPS
3$15,661$1,945.86$19,594$3,868.78$3.9KUPS
4$21,201$4,443.84$28,842$7,876.90$7.6KUPS
5$33,930$11,244.55$48,568$17,706.64$14.6KUPS
6$69,941$33,636.25$97,500$45,532.94$27.6KUPS
7$204,437$129,599.44$243,915$139,589.70$39.5KUPS
8← crossover$926,813$708,065.90$794,268$533,278.88+$132.5KAFL
9$6,991,715$6,000,024.58$3,501,731$2,651,864.00+$3.49MAFL
10$92,085,096$84,603,960.82$21,600,841$17,853,988.84+$70.48MAFL

AFL vs UPS: Complete Analysis 2026

AFLFinancials

Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates through two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care income support, GIFT, and whole and term life insurance products, as well as WAYS and child endowment plans under saving type insurance products in Japan. The Aflac U.S. segment provides cancer, accident, short-term disability, critical illness, hospital indemnity, dental, vision, long-term care and disability, and term and whole life insurance products in the United States. It sells its products through sales associates, brokers, independent corporate agencies, individual agencies, and affiliated corporate agencies. The company was founded in 1955 and is based in Columbus, Georgia.

Full AFL Calculator →

UPSIndustrials

United Parcel Service, Inc. provides letter and package delivery, transportation, logistics, and related services. It operates through two segments, U.S. Domestic Package and International Package. The U.S. Domestic Package segment offers time-definite delivery of letters, documents, small packages, and palletized freight through air and ground services in the United States. The International Package segment provides guaranteed day and time-definite international shipping services in Europe, the Asia Pacific, Canada and Latin America, the Indian sub-continent, the Middle East, and Africa. This segment offers guaranteed time-definite express options. The company also provides international air and ocean freight forwarding, customs brokerage, distribution and post-sales, and mail and consulting services in approximately 200 countries and territories. In addition, it offers truckload brokerage services; supply chain solutions to the healthcare and life sciences industry; shipping, visibility, and billing technologies; and financial and insurance services. The company operates a fleet of approximately 121,000 package cars, vans, tractors, and motorcycles; and owns 59,000 containers that are used to transport cargo in its aircraft. United Parcel Service, Inc. was founded in 1907 and is headquartered in Atlanta, Georgia.

Full UPS Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.