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ALTA vs BTI: Dividend Comparison 2026

ALTA yields 6.45% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 ALTA wins by $1727.09M in total portfolio value
10 years
ALTA
ALTA
● Live price
6.45%
Share price
$44.16
Annual div
$2.85
5Y div CAGR
86.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1727.13M
Annual income
$1,631,027,971.02
Full ALTA calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — ALTA vs BTI

📍 ALTA pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodALTABTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ALTA + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ALTA pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ALTA
Annual income on $10K today (after 15% tax)
$548.57/yr
After 10yr DRIP, annual income (after tax)
$1,386,373,775.37/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, ALTA beats the other by $1,386,371,406.72/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ALTA + BTI for your $10,000?

ALTA: 50%BTI: 50%
100% BTI50/50100% ALTA
Portfolio after 10yr
$863.58M
Annual income
$815,515,378.83/yr
Blended yield
94.43%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

ALTA
No analyst data
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ALTA buys
0
BTI buys
0
No recent congressional trades found for ALTA or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricALTABTI
Forward yield6.45%5.38%
Annual dividend / share$2.85$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR86.8%11.3%
Portfolio after 10y$1727.13M$37.7K
Annual income after 10y$1,631,027,971.02$2,786.64
Total dividends collected$1720.17M$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: ALTA vs BTI ($10,000, DRIP)

YearALTA PortfolioALTA Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,906$1,205.57$11,299$598.92+$607.00ALTA
2$15,245$2,505.74$12,794$703.91+$2.5KALTA
3$21,913$5,601.42$14,518$829.07+$7.4KALTA
4$37,504$14,056.55$16,513$978.64+$21.0KALTA
5$82,128$41,999.04$18,827$1,157.84+$63.3KALTA
6$248,441$160,564.48$21,518$1,373.12+$226.9KALTA
7$1,113,792$847,959.89$24,657$1,632.46+$1.09MALTA
8$7,828,402$6,636,643.99$28,329$1,945.74+$7.80MALTA
9$89,811,282$81,434,891.80$32,637$2,325.33+$89.78MALTA
10$1,727,126,042$1,631,027,971.02$37,708$2,786.64+$1727.09MALTA

ALTA vs BTI: Complete Analysis 2026

ALTAStock

Altabancorp operates as the bank holding company for Altabank, a state-chartered bank that provides retail and commercial banking products and services. The company accepts various deposits, such as checking, rewards checking, savings, and money market deposit accounts, as well as individual retirement accounts and certificates of deposit. Its loan products include commercial and residential real estate lending comprising acquisition and development loans, construction loans, and mortgage financing; commercial and industrial loans; consumer loans consisting of home equity loans, home improvement loans, automobile loans, debt consolidation loans, and general consumer lending; and SBA loans. The company also offers credit and debit cards; investment securities, such as U.S. Agency issues, mortgage-backed securities, and municipal bonds; and mobile and Internet banking, automatic teller machine, treasury management, remote deposit capture, bill pay, cashier's checks, money orders, and safe deposit services. It serves real estate developers and contractors, small to medium sized businesses, individuals, and professionals and professional firms through 26 retail branches located in Utah and southern Idaho. The company was formerly known as People's Utah Bancorp and changed its name to Altabancorp in July 2020. Altabancorp was founded in 1905 and is headquartered in American Fork, Utah.

Full ALTA Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.