HomeCompareAOZOY vs ARCC

AOZOY vs ARCC: Dividend Comparison 2026

AOZOY yields 2.16% · ARCC yields 10.83%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 AOZOY wins by $85.3K in total portfolio value· pulled ahead in Year 3
10 years
AOZOY
AOZOY
● Live price
2.16%
Share price
$4.31
Annual div
$0.09
5Y div CAGR
48.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$109.8K
Annual income
$40,308.71
Full AOZOY calculator →
ARCC
Ares Capital Corporation
● Live price
10.83%
Share price
$17.73
Annual div
$1.92
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.5K
Annual income
$1.16
Full ARCC calculator →

Portfolio growth — AOZOY vs ARCC

📍 AOZOY pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodAOZOYARCC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, AOZOY + ARCC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
AOZOY pays
ARCC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

AOZOY
Annual income on $10K today (after 15% tax)
$183.50/yr
After 10yr DRIP, annual income (after tax)
$34,262.40/yr
ARCC
Annual income on $10K today (after 15% tax)
$920.47/yr
After 10yr DRIP, annual income (after tax)
$0.99/yr
At 15% tax rate, AOZOY beats the other by $34,261.42/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of AOZOY + ARCC for your $10,000?

AOZOY: 50%ARCC: 50%
100% ARCC50/50100% AOZOY
Portfolio after 10yr
$67.2K
Annual income
$20,154.93/yr
Blended yield
30.01%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ARCC right now

AOZOY
No analyst data
Altman Z
0.3
Piotroski
5/9
ARCC
Analyst Ratings
24
Buy
7
Hold
Consensus: Buy
Price Target
$21.88
+23.4% upside vs current
Range: $21.00 — $23.00
Altman Z
0.8
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

AOZOY buys
0
ARCC buys
0
No recent congressional trades found for AOZOY or ARCC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricAOZOYARCC
Forward yield2.16%10.83%
Annual dividend / share$0.09$1.92
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR48.7%-50%
Portfolio after 10y$109.8K$24.5K
Annual income after 10y$40,308.71$1.16
Total dividends collected$82.7K$1.1K
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: AOZOY vs ARCC ($10,000, DRIP)

YearAOZOY PortfolioAOZOY Income/yrARCC PortfolioARCC Income/yrGap
1$11,021$321.02$11,381$541.46$360.00ARCC
2$12,284$491.68$12,622$284.25$338.00ARCC
3← crossover$13,906$761.62$13,827$145.40+$79.00AOZOY
4$16,077$1,198.15$15,062$73.47+$1.0KAOZOY
5$19,128$1,925.11$16,364$36.92+$2.8KAOZOY
6$23,650$3,182.99$17,758$18.50+$5.9KAOZOY
7$30,774$5,469.21$19,259$9.26+$11.5KAOZOY
8$42,819$9,890.44$20,881$4.63+$21.9KAOZOY
9$64,941$19,124.51$22,637$2.32+$42.3KAOZOY
10$109,795$40,308.71$24,540$1.16+$85.3KAOZOY

AOZOY vs ARCC: Complete Analysis 2026

AOZOYStock

Aozora Bank, Ltd., together with its subsidiaries, provides various banking products and services in Japan and internationally. It operates through Retail Banking Group, Institutional Banking Group, Allied Banking Group, Specialty Finance Group, International Finance Group, and Financial Markets Group segments. The company offers checking accounts, savings accounts, time deposits, deposits-at-notice, non-residents deposits, and negotiable certificates of deposit, as well as deposits in foreign currencies. It also provides loans on deeds and notes, and overdrafts; corporate, M&A, project, equity, sustainable, LBO, structured, real estate, business recovery, and project financing products; syndicated loans; discount on promissory notes; securities investments, including public, local, and corporate bonds, as well as equity and other securities; domestic and foreign exchange services; and consignment of bonds. In addition, the company offers liabilities guarantee, securities lending, public bonds underwriting, agency, custody, financial instruments intermediary, securitization, M&A advisory, business succession consulting, business expansion, equity/debt funding, and consulting services. Further, it is involved in the over-the-counter sale of securities investment trusts and insurance products; and provision of trust services for secured corporate bonds, as well as interest rate, currency, and other derivative transaction services. As of March 31, 2021, it operated 19 branches. The company was formerly known as Nippon Fudosan Bank, Limited and changed its name to Aozora Bank, Ltd. in 2001. Aozora Bank, Ltd. was incorporated in 1957 and is headquartered in Tokyo, Japan.

Full AOZOY Calculator →

ARCCBDC

Ares Capital Corporation is a business development company specializing in acquisition, recapitalization, mezzanine debt, restructurings, rescue financing, and leveraged buyout transactions of middle market companies. It also makes growth capital and general refinancing. It prefers to make investments in companies engaged in the basic and growth manufacturing, business services, consumer products, health care products and services, and information technology service sectors. The fund will also consider investments in industries such as restaurants, retail, oil and gas, and technology sectors. It focuses on investments in Northeast, Mid-Atlantic, Southeast and Southwest regions from its New York office, the Midwest region, from the Chicago office, and the Western region from the Los Angeles office. The fund typically invests between $20 million and $200 million and a maximum of $400 million in companies with an EBITDA between $10 million and $250 million. It makes debt investments between $10 million and $100 million The fund invests through revolvers, first lien loans, warrants, unitranche structures, second lien loans, mezzanine debt, private high yield, junior capital, subordinated debt, and non-control preferred and common equity. The fund also selectively considers third-party-led senior and subordinated debt financings and opportunistically considers the purchase of stressed and discounted debt positions. The fund prefers to be an agent and/or lead the transactions in which it invests. The fund also seeks board representation in its portfolio companies.

Full ARCC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.