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ARCC vs ADC: Dividend Comparison 2026

ARCC yields 9.06% · ADC yields 4.39% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 ARCC wins by $20.3K in total portfolio value
10 years
ARCC
Ares Capital Corporation
9.06%
Share price
$21.20
Annual div
$1.92
5Y div CAGR
3.1%
Payout ratio
88%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.8K
Annual income
$2,279.31
Full ARCC calculator →
ADC
Agree Realty Corporation
4.39%
Share price
$68.40
Annual div
$3.00
5Y div CAGR
5.2%
Payout ratio
73%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.5K
Annual income
$1,093.74
Full ADC calculator →

Portfolio growth — ARCC vs ADC

Annual dividend income

MetricARCCADC
Forward yield9.06%4.39%
Annual dividend / share$1.92$3.00
Payout ratio88%73%
1-year div growth2%2.8%
5-year div CAGR3.1%5.2%
Portfolio after 10y$43.8K$23.5K
Annual income after 10y$2,279.31$1,093.74
Total dividends collected$15.5K$7.4K
Payment frequencyquarterlymonthly
SectorBDCREIT

Year-by-year: ARCC vs ADC ($10,000, DRIP)

YearARCC PortfolioARCC Income/yrADC PortfolioADC Income/yrGap
1$11,774$933.74$10,871$461.40+$903.00ARCC
2$13,808$1,045.61$11,824$506.91+$2.0KARCC
3$16,135$1,166.34$12,866$557.16+$3.3KARCC
4$18,786$1,296.19$14,006$612.66+$4.8KARCC
5$21,800$1,435.41$15,254$674.00+$6.5KARCC
6$25,215$1,584.23$16,622$741.82+$8.6KARCC
7$29,076$1,742.84$18,120$816.86+$11.0KARCC
8$33,430$1,911.44$19,763$899.90+$13.7KARCC
9$38,328$2,090.21$21,565$991.86+$16.8KARCC
10$43,827$2,279.31$23,543$1,093.74+$20.3KARCC

ARCC vs ADC: Complete Analysis 2026

ARCCBDC

Ares Capital is the largest Business Development Company by assets. It provides financing to middle market companies and pays a generous quarterly dividend plus occasional special dividends. With $21B+ in AUM and diversified exposure across industries, ARCC is the benchmark BDC for income investors.

Full ARCC Calculator →

ADCREIT

Agree Realty is a net-lease REIT focused on high-quality retail tenants including Walmart, Home Depot, and Tractor Supply. Its monthly dividend and focus on investment-grade tenants make it a conservative REIT alternative to Realty Income. Conservative leverage and disciplined acquisition strategy set it apart.

Full ADC Calculator →

Frequently Asked Questions

Is ARCC or ADC better for dividend income in 2026?
ARCC currently offers a 9.06% yield (1.92/share/year) while ADC offers 4.39% (3.00/share/year). ARCC provides higher current income. However, ADC has grown its dividend faster (5.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in ARCC vs ADC earn per year?
With $10,000 invested today: ARCC pays approximately $906/year. ADC pays approximately $439/year. With DRIP reinvestment over 10 years, these grow to $2,279/year (ARCC) and $1,094/year (ADC).
Does ARCC or ADC pay monthly dividends?
ARCC pays quarterly dividends. ADC pays monthly dividends. ADC pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.