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ARCC vs O: Dividend Comparison 2026

ARCC yields 9.06% · O yields 5.97% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 ARCC wins by $21.1K in total portfolio value
10 years
ARCC
Ares Capital Corporation
9.06%
Share price
$21.20
Annual div
$1.92
5Y div CAGR
3.1%
Payout ratio
88%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.8K
Annual income
$2,279.31
Full ARCC calculator →
O
Realty Income Corporation
5.97%
Share price
$52.30
Annual div
$3.12
5Y div CAGR
3.2%
Payout ratio
76%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.7K
Annual income
$1,416.15
Full O calculator →

Portfolio growth — ARCC vs O

Annual dividend income

MetricARCCO
Forward yield9.06%5.97%
Annual dividend / share$1.92$3.12
Payout ratio88%76%
1-year div growth2%2.8%
5-year div CAGR3.1%3.2%
Portfolio after 10y$43.8K$22.7K
Annual income after 10y$2,279.31$1,416.15
Total dividends collected$15.5K$9.6K
Payment frequencyquarterlymonthly
SectorBDCREIT

Year-by-year: ARCC vs O ($10,000, DRIP)

YearARCC PortfolioARCC Income/yrO PortfolioO Income/yrGap
1$11,774$933.74$10,826$615.65+$948.00ARCC
2$13,808$1,045.61$11,727$673.66+$2.1KARCC
3$16,135$1,166.34$12,710$737.59+$3.4KARCC
4$18,786$1,296.19$13,785$808.08+$5.0KARCC
5$21,800$1,435.41$14,961$885.87+$6.8KARCC
6$25,215$1,584.23$16,247$971.76+$9.0KARCC
7$29,076$1,742.84$17,655$1,066.66+$11.4KARCC
8$33,430$1,911.44$19,197$1,171.57+$14.2KARCC
9$38,328$2,090.21$20,888$1,287.65+$17.4KARCC
10$43,827$2,279.31$22,743$1,416.15+$21.1KARCC

ARCC vs O: Complete Analysis 2026

ARCCBDC

Ares Capital is the largest Business Development Company by assets. It provides financing to middle market companies and pays a generous quarterly dividend plus occasional special dividends. With $21B+ in AUM and diversified exposure across industries, ARCC is the benchmark BDC for income investors.

Full ARCC Calculator →

OREIT

Nicknamed 'The Monthly Dividend Company', Realty Income is a net-lease REIT with 15,000+ properties across the US and Europe. It has paid monthly dividends for 55+ consecutive years with 126 dividend increases since 1994 — a true Dividend Aristocrat. Its tenants include Walgreens, Dollar General, and FedEx. A cornerstone holding for income investors.

Full O Calculator →

Frequently Asked Questions

Is ARCC or O better for dividend income in 2026?
ARCC currently offers a 9.06% yield (1.92/share/year) while O offers 5.97% (3.12/share/year). ARCC provides higher current income. However, O has grown its dividend faster (3.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in ARCC vs O earn per year?
With $10,000 invested today: ARCC pays approximately $906/year. O pays approximately $597/year. With DRIP reinvestment over 10 years, these grow to $2,279/year (ARCC) and $1,416/year (O).
Does ARCC or O pay monthly dividends?
ARCC pays quarterly dividends. O pays monthly dividends. O pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.