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ARCC vs MO: Dividend Comparison 2026

ARCC yields 9.06% · MO yields 9.11% · See full DRIP projection below

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After 10 years · $10,000 invested · DRIP enabled
🏆 ARCC wins by $16.2K in total portfolio value
10 years
ARCC
Ares Capital Corporation
9.06%
Share price
$21.20
Annual div
$1.92
5Y div CAGR
3.1%
Payout ratio
88%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.8K
Annual income
$2,279.31
Full ARCC calculator →
MO
Altria Group Inc.
9.11%
Share price
$44.80
Annual div
$4.08
5Y div CAGR
4.3%
Payout ratio
78%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.7K
Annual income
$4,052.72
Full MO calculator →

Portfolio growth — ARCC vs MO

Annual dividend income

MetricARCCMO
Forward yield9.06%9.11%
Annual dividend / share$1.92$4.08
Payout ratio88%78%
1-year div growth2%4.1%
5-year div CAGR3.1%4.3%
Portfolio after 10y$43.8K$27.7K
Annual income after 10y$2,279.31$4,052.72
Total dividends collected$15.5K$20.9K
Payment frequencyquarterlyquarterly
SectorBDCConsumer Staples

Year-by-year: ARCC vs MO ($10,000, DRIP)

YearARCC PortfolioARCC Income/yrMO PortfolioMO Income/yrGap
1$11,774$933.74$10,740$949.88+$1.0KARCC
2$13,808$1,045.61$11,601$1,086.84+$2.2KARCC
3$16,135$1,166.34$12,608$1,250.75+$3.5KARCC
4$18,786$1,296.19$13,792$1,448.20+$5.0KARCC
5$21,800$1,435.41$15,190$1,687.69+$6.6KARCC
6$25,215$1,584.23$16,851$1,980.28+$8.4KARCC
7$29,076$1,742.84$18,838$2,340.48+$10.2KARCC
8$33,430$1,911.44$21,230$2,787.44+$12.2KARCC
9$38,328$2,090.21$24,130$3,346.72+$14.2KARCC
10$43,827$2,279.31$27,676$4,052.72+$16.2KARCC

ARCC vs MO: Complete Analysis 2026

ARCCBDC

Ares Capital is the largest Business Development Company by assets. It provides financing to middle market companies and pays a generous quarterly dividend plus occasional special dividends. With $21B+ in AUM and diversified exposure across industries, ARCC is the benchmark BDC for income investors.

Full ARCC Calculator →

MOConsumer Staples

Altria is a Dividend King with 54+ consecutive years of dividend increases — one of the longest streaks in American corporate history. While cigarette volumes decline, pricing power and new product categories (oral nicotine pouches via NJOY) support cash flows. The near-9% yield is among the highest in the S&P 500.

Full MO Calculator →

Frequently Asked Questions

Is ARCC or MO better for dividend income in 2026?
ARCC currently offers a 9.06% yield (1.92/share/year) while MO offers 9.11% (4.08/share/year). MO provides higher current income. However, MO has grown its dividend faster (4.3% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in ARCC vs MO earn per year?
With $10,000 invested today: ARCC pays approximately $906/year. MO pays approximately $911/year. With DRIP reinvestment over 10 years, these grow to $2,279/year (ARCC) and $4,053/year (MO).
Does ARCC or MO pay monthly dividends?
ARCC pays quarterly dividends. MO pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.