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ARCC vs PM: Dividend Comparison 2026

ARCC yields 9.06% · PM yields 4.27% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 ARCC wins by $1.8K in total portfolio value
10 years
ARCC
Ares Capital Corporation
9.06%
Share price
$21.20
Annual div
$1.92
5Y div CAGR
3.1%
Payout ratio
88%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.8K
Annual income
$2,279.31
Full ARCC calculator →
PM
Philip Morris International
4.27%
Share price
$126.50
Annual div
$5.40
5Y div CAGR
2.8%
Payout ratio
84%
After 10 yrs · $10,000 · DRIP
Portfolio value
$42.0K
Annual income
$721.58
Full PM calculator →

Portfolio growth — ARCC vs PM

Annual dividend income

MetricARCCPM
Forward yield9.06%4.27%
Annual dividend / share$1.92$5.40
Payout ratio88%84%
1-year div growth2%3.9%
5-year div CAGR3.1%2.8%
Portfolio after 10y$43.8K$42.0K
Annual income after 10y$2,279.31$721.58
Total dividends collected$15.5K$5.8K
Payment frequencyquarterlyquarterly
SectorBDCConsumer Staples

Year-by-year: ARCC vs PM ($10,000, DRIP)

YearARCC PortfolioARCC Income/yrPM PortfolioPM Income/yrGap
1$11,774$933.74$11,679$438.83+$95.00ARCC
2$13,808$1,045.61$13,596$468.73+$212.00ARCC
3$16,135$1,166.34$15,781$499.06+$354.00ARCC
4$18,786$1,296.19$18,267$529.79+$519.00ARCC
5$21,800$1,435.41$21,093$560.89+$707.00ARCC
6$25,215$1,584.23$24,301$592.34+$914.00ARCC
7$29,076$1,742.84$27,939$624.14+$1.1KARCC
8$33,430$1,911.44$32,059$656.28+$1.4KARCC
9$38,328$2,090.21$36,723$688.76+$1.6KARCC
10$43,827$2,279.31$41,999$721.58+$1.8KARCC

ARCC vs PM: Complete Analysis 2026

ARCCBDC

Ares Capital is the largest Business Development Company by assets. It provides financing to middle market companies and pays a generous quarterly dividend plus occasional special dividends. With $21B+ in AUM and diversified exposure across industries, ARCC is the benchmark BDC for income investors.

Full ARCC Calculator →

PMConsumer Staples

Philip Morris International operates outside the US with an accelerating shift to smoke-free products. IQOS heated tobacco and ZYN nicotine pouches now represent 40%+ of revenue. PM has raised its dividend 16+ consecutive years since spinning off from Altria in 2008. The company targets $15B+ in smoke-free revenues by 2030.

Full PM Calculator →

Frequently Asked Questions

Is ARCC or PM better for dividend income in 2026?
ARCC currently offers a 9.06% yield (1.92/share/year) while PM offers 4.27% (5.40/share/year). ARCC provides higher current income. However, ARCC has grown its dividend faster (3.1% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in ARCC vs PM earn per year?
With $10,000 invested today: ARCC pays approximately $906/year. PM pays approximately $427/year. With DRIP reinvestment over 10 years, these grow to $2,279/year (ARCC) and $722/year (PM).
Does ARCC or PM pay monthly dividends?
ARCC pays quarterly dividends. PM pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.