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ARCC vs XOM: Dividend Comparison 2026

ARCC yields 9.06% · XOM yields 3.58% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 XOM wins by $2.9K in total portfolio value
10 years
ARCC
Ares Capital Corporation
9.06%
Share price
$21.20
Annual div
$1.92
5Y div CAGR
3.1%
Payout ratio
88%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.8K
Annual income
$2,279.31
Full ARCC calculator →
XOM
Exxon Mobil Corporation
3.58%
Share price
$108.50
Annual div
$3.88
5Y div CAGR
3.5%
Payout ratio
44%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.7K
Annual income
$616.62
Full XOM calculator →

Portfolio growth — ARCC vs XOM

Annual dividend income

MetricARCCXOM
Forward yield9.06%3.58%
Annual dividend / share$1.92$3.88
Payout ratio88%44%
1-year div growth2%4%
5-year div CAGR3.1%3.5%
Portfolio after 10y$43.8K$46.7K
Annual income after 10y$2,279.31$616.62
Total dividends collected$15.5K$4.9K
Payment frequencyquarterlyquarterly
SectorBDCEnergy

Year-by-year: ARCC vs XOM ($10,000, DRIP)

YearARCC PortfolioARCC Income/yrXOM PortfolioXOM Income/yrGap
1$11,774$933.74$11,790$370.12$16.00XOM
2$13,808$1,045.61$13,860$395.49$52.00XOM
3$16,135$1,166.34$16,249$421.35$114.00XOM
4$18,786$1,296.19$19,004$447.71$218.00XOM
5$21,800$1,435.41$22,178$474.56$378.00XOM
6$25,215$1,584.23$25,829$501.91$614.00XOM
7$29,076$1,742.84$30,026$529.77$950.00XOM
8$33,430$1,911.44$34,848$558.16$1.4KXOM
9$38,328$2,090.21$40,383$587.10$2.1KXOM
10$43,827$2,279.31$46,735$616.62$2.9KXOM

ARCC vs XOM: Complete Analysis 2026

ARCCBDC

Ares Capital is the largest Business Development Company by assets. It provides financing to middle market companies and pays a generous quarterly dividend plus occasional special dividends. With $21B+ in AUM and diversified exposure across industries, ARCC is the benchmark BDC for income investors.

Full ARCC Calculator →

XOMEnergy

ExxonMobil is a Dividend Aristocrat with 42+ consecutive years of dividend increases. The world's largest publicly traded oil company benefits from integrated operations across upstream, downstream, and chemicals. Its acquisition of Pioneer Natural Resources in 2024 significantly expanded its low-cost Permian Basin production.

Full XOM Calculator →

Frequently Asked Questions

Is ARCC or XOM better for dividend income in 2026?
ARCC currently offers a 9.06% yield (1.92/share/year) while XOM offers 3.58% (3.88/share/year). ARCC provides higher current income. However, XOM has grown its dividend faster (3.5% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in ARCC vs XOM earn per year?
With $10,000 invested today: ARCC pays approximately $906/year. XOM pays approximately $358/year. With DRIP reinvestment over 10 years, these grow to $2,279/year (ARCC) and $617/year (XOM).
Does ARCC or XOM pay monthly dividends?
ARCC pays quarterly dividends. XOM pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.