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ARCC vs XYLD: Dividend Comparison 2026

ARCC yields 9.06% · XYLD yields 9.02% · See full DRIP projection below

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After 10 years · $10,000 invested · DRIP enabled
🏆 ARCC wins by $22.7K in total portfolio value
10 years
ARCC
Ares Capital Corporation
9.06%
Share price
$21.20
Annual div
$1.92
5Y div CAGR
3.1%
Payout ratio
88%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.8K
Annual income
$2,279.31
Full ARCC calculator →
XYLD
Global X S&P 500 Covered Call ETF
9.02%
Share price
$38.60
Annual div
$3.48
5Y div CAGR
0.5%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.1K
Annual income
$2,363.75
Full XYLD calculator →

Portfolio growth — ARCC vs XYLD

Annual dividend income

MetricARCCXYLD
Forward yield9.06%9.02%
Annual dividend / share$1.92$3.48
Payout ratio88%90%
1-year div growth2%-2.1%
5-year div CAGR3.1%0.5%
Portfolio after 10y$43.8K$21.1K
Annual income after 10y$2,279.31$2,363.75
Total dividends collected$15.5K$15.0K
Payment frequencyquarterlymonthly
SectorBDCETF

Year-by-year: ARCC vs XYLD ($10,000, DRIP)

YearARCC PortfolioARCC Income/yrXYLD PortfolioXYLD Income/yrGap
1$11,774$933.74$10,626$906.06+$1.1KARCC
2$13,808$1,045.61$11,324$995.47+$2.5KARCC
3$16,135$1,166.34$12,104$1,096.88+$4.0KARCC
4$18,786$1,296.19$12,977$1,212.21+$5.8KARCC
5$21,800$1,435.41$13,958$1,343.80+$7.8KARCC
6$25,215$1,584.23$15,061$1,494.40+$10.2KARCC
7$29,076$1,742.84$16,307$1,667.30+$12.8KARCC
8$33,430$1,911.44$17,717$1,866.48+$15.7KARCC
9$38,328$2,090.21$19,317$2,096.71+$19.0KARCC
10$43,827$2,279.31$21,140$2,363.75+$22.7KARCC

ARCC vs XYLD: Complete Analysis 2026

ARCCBDC

Ares Capital is the largest Business Development Company by assets. It provides financing to middle market companies and pays a generous quarterly dividend plus occasional special dividends. With $21B+ in AUM and diversified exposure across industries, ARCC is the benchmark BDC for income investors.

Full ARCC Calculator →

XYLDETF

XYLD sells covered calls on the S&P 500, converting equity volatility into monthly income. Yields 8-10% depending on market conditions. Similar to QYLD but with S&P 500 exposure — less volatile but comparable income mechanics. Popular for retirement income portfolios alongside other dividend ETFs.

Full XYLD Calculator →

Frequently Asked Questions

Is ARCC or XYLD better for dividend income in 2026?
ARCC currently offers a 9.06% yield (1.92/share/year) while XYLD offers 9.02% (3.48/share/year). ARCC provides higher current income. However, ARCC has grown its dividend faster (3.1% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in ARCC vs XYLD earn per year?
With $10,000 invested today: ARCC pays approximately $906/year. XYLD pays approximately $902/year. With DRIP reinvestment over 10 years, these grow to $2,279/year (ARCC) and $2,364/year (XYLD).
Does ARCC or XYLD pay monthly dividends?
ARCC pays quarterly dividends. XYLD pays monthly dividends. XYLD pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.