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ARCC vs JEPI: Dividend Comparison 2026

ARCC yields 9.06% · JEPI yields 7.21% · See full DRIP projection below

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After 10 years · $10,000 invested · DRIP enabled
🏆 ARCC wins by $15.6K in total portfolio value
10 years
ARCC
Ares Capital Corporation
9.06%
Share price
$21.20
Annual div
$1.92
5Y div CAGR
3.1%
Payout ratio
88%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.8K
Annual income
$2,279.31
Full ARCC calculator →
JEPI
JPMorgan Equity Premium Income ETF
7.21%
Share price
$55.20
Annual div
$3.98
5Y div CAGR
2.1%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.2K
Annual income
$1,567.15
Full JEPI calculator →

Portfolio growth — ARCC vs JEPI

Annual dividend income

MetricARCCJEPI
Forward yield9.06%7.21%
Annual dividend / share$1.92$3.98
Payout ratio88%72%
1-year div growth2%-3.2%
5-year div CAGR3.1%2.1%
Portfolio after 10y$43.8K$28.2K
Annual income after 10y$2,279.31$1,567.15
Total dividends collected$15.5K$11.1K
Payment frequencyquarterlymonthly
SectorBDCETF

Year-by-year: ARCC vs JEPI ($10,000, DRIP)

YearARCC PortfolioARCC Income/yrJEPI PortfolioJEPI Income/yrGap
1$11,774$933.74$11,156$736.16+$618.00ARCC
2$13,808$1,045.61$12,429$804.72+$1.4KARCC
3$16,135$1,166.34$13,830$878.49+$2.3KARCC
4$18,786$1,296.19$15,369$957.78+$3.4KARCC
5$21,800$1,435.41$17,057$1,042.88+$4.7KARCC
6$25,215$1,584.23$18,907$1,134.13+$6.3KARCC
7$29,076$1,742.84$20,933$1,231.83+$8.1KARCC
8$33,430$1,911.44$23,149$1,336.34+$10.3KARCC
9$38,328$2,090.21$25,569$1,447.99+$12.8KARCC
10$43,827$2,279.31$28,210$1,567.15+$15.6KARCC

ARCC vs JEPI: Complete Analysis 2026

ARCCBDC

Ares Capital is the largest Business Development Company by assets. It provides financing to middle market companies and pays a generous quarterly dividend plus occasional special dividends. With $21B+ in AUM and diversified exposure across industries, ARCC is the benchmark BDC for income investors.

Full ARCC Calculator →

JEPIETF

JEPI is an actively managed ETF delivering high monthly income via covered calls on S&P 500 stocks. It consistently yields 6–9% annually, making it one of the highest-income ETFs available. Popular with retirees seeking monthly cash flow without selling shares. Launched in 2020, it rapidly became one of the largest active ETFs with $35B+ AUM.

Full JEPI Calculator →

Frequently Asked Questions

Is ARCC or JEPI better for dividend income in 2026?
ARCC currently offers a 9.06% yield (1.92/share/year) while JEPI offers 7.21% (3.98/share/year). ARCC provides higher current income. However, ARCC has grown its dividend faster (3.1% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in ARCC vs JEPI earn per year?
With $10,000 invested today: ARCC pays approximately $906/year. JEPI pays approximately $721/year. With DRIP reinvestment over 10 years, these grow to $2,279/year (ARCC) and $1,567/year (JEPI).
Does ARCC or JEPI pay monthly dividends?
ARCC pays quarterly dividends. JEPI pays monthly dividends. JEPI pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.