HomeCompareBMTX vs EPRT

BMTX vs EPRT: Dividend Comparison 2026

BMTX yields 40.00% · EPRT yields 3.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 BMTX wins by $168.5K in total portfolio value
10 years
BMTX
BMTX
● Live price
40.00%
Share price
$5.00
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$231.9K
Annual income
$39,181.04
Full BMTX calculator →
EPRT
EPRT
● Live price
3.92%
Share price
$30.77
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$63.4K
Annual income
$12,840.73
Full EPRT calculator →

Portfolio growth — BMTX vs EPRT

📍 BMTX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBMTXEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BMTX + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BMTX pays
EPRT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BMTX
Annual income on $10K today (after 15% tax)
$3,400.00/yr
After 10yr DRIP, annual income (after tax)
$33,303.88/yr
EPRT
Annual income on $10K today (after 15% tax)
$332.87/yr
After 10yr DRIP, annual income (after tax)
$10,914.62/yr
At 15% tax rate, BMTX beats the other by $22,389.26/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of BMTX + EPRT for your $10,000?

BMTX: 50%EPRT: 50%
100% EPRT50/50100% BMTX
Portfolio after 10yr
$147.6K
Annual income
$26,010.88/yr
Blended yield
17.62%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

BMTX
Analyst Ratings
2
Buy
1
Hold
Consensus: Buy
Price Target
$9.20
+84.0% upside vs current
Range: $5.40 — $13.00
Altman Z
0.3
Piotroski
3/9
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+15.4% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BMTX buys
0
EPRT buys
0
No recent congressional trades found for BMTX or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBMTXEPRT
Forward yield40.00%3.92%
Annual dividend / share$2.00$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%29%
Portfolio after 10y$231.9K$63.4K
Annual income after 10y$39,181.04$12,840.73
Total dividends collected$174.4K$37.9K
Payment frequencyquarterlyquarterly
SectorStockREIT
Analyst consensusBuyBuy
Analyst price target$9.20$35.50

Year-by-year: BMTX vs EPRT ($10,000, DRIP)

YearBMTX PortfolioBMTX Income/yrEPRT PortfolioEPRT Income/yrGap
1← crossover$14,700$4,000.00$11,205$505.18+$3.5KBMTX
2$21,224$5,495.33$12,672$682.46+$8.6KBMTX
3$30,125$7,415.26$14,490$930.48+$15.6KBMTX
4$42,071$9,836.48$16,786$1,282.69+$25.3KBMTX
5$57,854$12,838.17$19,753$1,791.56+$38.1KBMTX
6$78,403$16,499.54$23,677$2,541.64+$54.7KBMTX
7$104,788$20,897.28$29,008$3,672.99+$75.8KBMTX
8$138,226$26,102.79$36,463$5,425.08+$101.8KBMTX
9$180,082$32,179.61$47,238$8,221.57+$132.8KBMTX
10$231,869$39,181.04$63,385$12,840.73+$168.5KBMTX

BMTX vs EPRT: Complete Analysis 2026

BMTXStock

BM Technologies, Inc. operates as a financial technology (fintech) company in the United States. It facilitates deposits and banking services between a customer and its partner bank, customers bank, which is a related party and is a Federal Deposit Insurance Corporation insured bank. The company, through its fintech banking platform, offers digital banking and disbursement services to consumers and students through digital channels. The company was formerly known as BankMobile Technologies, Inc. and changed its name to BM Technologies, Inc. in January 2021. BM Technologies, Inc. was founded in 2014 and is headquartered in Wayne, Pennsylvania.

Full BMTX Calculator →

EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.