HomeCompareBPHLY vs MCD

BPHLY vs MCD: Dividend Comparison 2026

BPHLY yields 3.70% · MCD yields 2.35%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BPHLY wins by $1200.43M in total portfolio value
10 years
BPHLY
BPHLY
● Live price
3.70%
Share price
$34.05
Annual div
$1.26
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1200.51M
Annual income
$1,141,273,598.30
Full BPHLY calculator →
MCD
McDonald's Corporation
● Live price
2.35%
Share price
$308.53
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.5K
Annual income
$26,227.70
Full MCD calculator →

Portfolio growth — BPHLY vs MCD

📍 BPHLY pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBPHLYMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BPHLY + MCD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BPHLY pays
MCD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BPHLY
Annual income on $10K today (after 15% tax)
$314.58/yr
After 10yr DRIP, annual income (after tax)
$970,082,558.56/yr
MCD
Annual income on $10K today (after 15% tax)
$200.01/yr
After 10yr DRIP, annual income (after tax)
$22,293.55/yr
At 15% tax rate, BPHLY beats the other by $970,060,265.01/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BPHLY + MCD for your $10,000?

BPHLY: 50%MCD: 50%
100% MCD50/50100% BPHLY
Portfolio after 10yr
$600.30M
Annual income
$570,649,913.00/yr
Blended yield
95.06%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

BPHLY
Analyst Ratings
1
Hold
Consensus: Hold
Altman Z
0.3
Piotroski
5/9
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+14.0% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BPHLY buys
0
MCD buys
0
No recent congressional trades found for BPHLY or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBPHLYMCD
Forward yield3.70%2.35%
Annual dividend / share$1.26$7.26
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%42.3%
Portfolio after 10y$1200.51M$78.5K
Annual income after 10y$1,141,273,598.30$26,227.70
Total dividends collected$1196.24M$58.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary
Analyst consensusHoldBuy

Year-by-year: BPHLY vs MCD ($10,000, DRIP)

YearBPHLY PortfolioBPHLY Income/yrMCD PortfolioMCD Income/yrGap
1← crossover$11,440$740.19$10,815$334.85+$625.00BPHLY
2$13,824$1,582.80$11,826$491.71+$2.0KBPHLY
3$18,366$3,574.91$13,123$730.06+$5.2KBPHLY
4$28,530$8,877.85$14,853$1,100.07+$13.7KBPHLY
5$56,304$25,776.87$17,257$1,690.61+$39.0KBPHLY
6$155,331$95,085.57$20,752$2,667.01+$134.6KBPHLY
7$656,524$490,320.46$26,103$4,354.83+$630.4KBPHLY
8$4,576,126$3,873,644.75$34,794$7,437.78+$4.54MBPHLY
9$55,364,113$50,467,658.49$49,926$13,461.60+$55.31MBPHLY
10$1,200,513,199$1,141,273,598.30$78,550$26,227.70+$1200.43MBPHLY

BPHLY vs MCD: Complete Analysis 2026

BPHLYStock

Bank of the Philippine Islands, together with its subsidiaries, provides various financial products and services to retail and corporate clients in the Philippines. It operates through Consumer Banking, Corporate Banking, and Investment Banking segments. The Consumer Banking segment offers deposit taking and servicing; and consumer lending, such as home mortgages, auto loans, and credit card finance, as well as remittance services to individual and retail markets. The Corporate Banking segment provides deposit taking and servicing, loan facilities, trade, and cash management to corporate and institutional customers, such as high-end corporations and middle market clients. The Investment Banking segment offers corporate finance, securities distribution, asset management, trust, and fiduciary services, as well as proprietary trading and investment activities. The company also provides financing, securities dealer, investment management, land holding, operations management, business systems, foreign exchange, real estate, pre-need, non-life insurance, leasing, and rental services. As of December 31, 2021, it operated 1,176 branches, and 2,457 automated teller machines and cash accept machines. The company also serves its customers through alternative electronic banking channels, such as telephone, mobile phone, and the internet. Bank of the Philippine Islands was founded in 1851 and is based in Makati City, the Philippines.

Full BPHLY Calculator →

MCDConsumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.