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BYLOF vs GBDC: Dividend Comparison 2026

BYLOF yields 5.10% · GBDC yields 11.85%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $20.64M in total portfolio value
10 years
BYLOF
BYLOF
● Live price
5.10%
Share price
$11.40
Annual div
$0.58
5Y div CAGR
34.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$138.2K
Annual income
$46,633.07
Full BYLOF calculator →
GBDC
GBDC
● Live price
11.85%
Share price
$12.66
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.78M
Annual income
$16,389,263.41
Full GBDC calculator →

Portfolio growth — BYLOF vs GBDC

📍 GBDC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodBYLOFGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, BYLOF + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
BYLOF pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

BYLOF
Annual income on $10K today (after 15% tax)
$433.26/yr
After 10yr DRIP, annual income (after tax)
$39,638.11/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.11/yr
After 10yr DRIP, annual income (after tax)
$13,930,873.90/yr
At 15% tax rate, GBDC beats the other by $13,891,235.79/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of BYLOF + GBDC for your $10,000?

BYLOF: 50%GBDC: 50%
100% GBDC50/50100% BYLOF
Portfolio after 10yr
$10.46M
Annual income
$8,217,948.24/yr
Blended yield
78.59%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

BYLOF
Analyst Ratings
5
Buy
2
Hold
Consensus: Buy
Altman Z
3.4
Piotroski
4/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.6% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

BYLOF buys
0
GBDC buys
2
PoliticianChamberTickerTypeAmountDate
David P. Joyce🏢 House$GBDC▼ Sell$1,001 - $15,0002023-06-30
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002023-06-19
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002022-07-14
David P. Joyce🏢 House$GBDC▼ Sell$15,001 - $50,0002022-07-12
Teresa Leger Fernandez🏢 House$GBDC▼ Sell$15,001 - $50,0002021-01-20
David P. Joyce🏢 House$GBDC▲ Buy$1,001 - $15,0002020-02-25
David P. Joyce🏢 House$GBDC▲ Buy$15,001 - $50,0002019-05-30
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricBYLOFGBDC
Forward yield5.10%11.85%
Annual dividend / share$0.58$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR34.7%51.1%
Portfolio after 10y$138.2K$20.78M
Annual income after 10y$46,633.07$16,389,263.41
Total dividends collected$106.8K$20.36M
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusBuyBuy

Year-by-year: BYLOF vs GBDC ($10,000, DRIP)

YearBYLOF PortfolioBYLOF Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$11,387$686.59$12,490$1,790.28$1.1KGBDC
2$13,168$984.18$16,522$3,157.73$3.4KGBDC
3$15,522$1,432.78$23,578$5,898.68$8.1KGBDC
4$18,735$2,126.22$37,115$11,886.75$18.4KGBDC
5$23,277$3,230.66$66,136$26,423.57$42.9KGBDC
6$29,960$5,053.01$137,257$66,491.44$107.3KGBDC
7$40,244$8,187.27$341,734$194,868.54$301.5KGBDC
8$56,906$13,844.84$1,050,788$685,133.02$993.9KGBDC
9$85,534$24,644.94$4,099,314$2,974,971.01$4.01MGBDC
10$138,155$46,633.07$20,775,530$16,389,263.41$20.64MGBDC

BYLOF vs GBDC: Complete Analysis 2026

BYLOFStock

Big Yellow is the UK's brand leader in self storage. Big Yellow now operates from a platform of 103 stores, including 25 stores branded as Armadillo Self Storage, in which the Group has a 20% interest. We own a further 11 Big Yellow self storage development sites, of which eight have planning consent. The current maximum lettable area of the existing platform (including Armadillo) is 6.0 million sq ft. When fully built out the portfolio will provide approximately 6.8 million sq ft of flexible storage space. Of the Big Yellow stores and sites, 98% by value are held freehold and long leasehold, with the remaining 2% short leasehold. The Group has pioneered the development of the latest generation of self storage facilities, which utilise state of the art technology and are in high profile, accessible, main road locations. Our focus on the location and visibility of our Big Yellow stores, coupled with our excellent customer service and our market leading online platform, has created the most recognised brand name in the UK self storage industry.

Full BYLOF Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.