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CDK vs BTI: Dividend Comparison 2026

CDK yields 7.82% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CDK wins by $18.2K in total portfolio value
10 years
CDK
CDK
● Live price
7.82%
Share price
$54.76
Annual div
$4.28
5Y div CAGR
13.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$55.9K
Annual income
$6,959.36
Full CDK calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — CDK vs BTI

📍 CDK pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCDKBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CDK + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CDK pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CDK
Annual income on $10K today (after 15% tax)
$664.35/yr
After 10yr DRIP, annual income (after tax)
$5,915.46/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, CDK beats the other by $3,546.81/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of CDK + BTI for your $10,000?

CDK: 50%BTI: 50%
100% BTI50/50100% CDK
Portfolio after 10yr
$46.8K
Annual income
$4,873.00/yr
Blended yield
10.41%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

CDK
Analyst Ratings
4
Buy
3
Hold
Consensus: Buy
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CDK buys
0
BTI buys
0
No recent congressional trades found for CDK or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCDKBTI
Forward yield7.82%5.38%
Annual dividend / share$4.28$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR13.6%11.3%
Portfolio after 10y$55.9K$37.7K
Annual income after 10y$6,959.36$2,786.64
Total dividends collected$29.6K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: CDK vs BTI ($10,000, DRIP)

YearCDK PortfolioCDK Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$11,588$887.89$11,299$598.92+$289.00CDK
2$13,491$1,092.34$12,794$703.91+$697.00CDK
3$15,786$1,350.22$14,518$829.07+$1.3KCDK
4$18,568$1,677.31$16,513$978.64+$2.1KCDK
5$21,963$2,094.64$18,827$1,157.84+$3.1KCDK
6$26,131$2,630.38$21,518$1,373.12+$4.6KCDK
7$31,282$3,322.57$24,657$1,632.46+$6.6KCDK
8$37,695$4,222.97$28,329$1,945.74+$9.4KCDK
9$45,736$5,402.54$32,637$2,325.33+$13.1KCDK
10$55,897$6,959.36$37,708$2,786.64+$18.2KCDK

CDK vs BTI: Complete Analysis 2026

CDKStock

CDK Global, Inc., together with its subsidiaries, provides integrated data and technology solutions to the automotive, heavy truck, recreation, and heavy equipment industries in the United States and internationally. It offers subscription-based software and technology solutions to automotive retailers, as well as to retailers and manufacturers of heavy trucks, construction and agricultural equipment, motorcycles, boats, and other marine and recreational vehicles. The company's flagship Dealer Management System provides software solutions that facilitates the sale of new and used vehicles, consumer financing, repair and maintenance services, and vehicle and parts inventory management. It also provides a portfolio of layered software applications and services to address the needs of automotive retail workflows. In addition, the company offers data management and business intelligence solutions to automotive retailers and original equipment manufacturers through its Neuron intelligent data platform. Further, it offers professional services, custom programming, consulting, implementation, and training solutions, as well as customer support solutions. The company serves approximately 15,000 retail locations. CDK Global, Inc. was incorporated in 2014 and is headquartered in Hoffman Estates, Illinois.

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BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.