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CDK vs PM: Dividend Comparison 2026

CDK yields 7.82% · PM yields 3.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CDK wins by $6.3K in total portfolio value· pulled ahead in Year 5
10 years
CDK
CDK
● Live price
7.82%
Share price
$54.76
Annual div
$4.28
5Y div CAGR
13.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$55.9K
Annual income
$6,959.36
Full CDK calculator →
PM
Philip Morris International
● Live price
3.49%
Share price
$164.83
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,502.61
Full PM calculator →

Portfolio growth — CDK vs PM

📍 CDK pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCDKPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CDK + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CDK pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CDK
Annual income on $10K today (after 15% tax)
$664.35/yr
After 10yr DRIP, annual income (after tax)
$5,915.46/yr
PM
Annual income on $10K today (after 15% tax)
$297.03/yr
After 10yr DRIP, annual income (after tax)
$2,127.22/yr
At 15% tax rate, CDK beats the other by $3,788.24/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CDK + PM for your $10,000?

CDK: 50%PM: 50%
100% PM50/50100% CDK
Portfolio after 10yr
$52.8K
Annual income
$4,730.99/yr
Blended yield
8.97%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

CDK
Analyst Ratings
4
Buy
3
Hold
Consensus: Buy
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.9% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CDK buys
0
PM buys
0
No recent congressional trades found for CDK or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCDKPM
Forward yield7.82%3.49%
Annual dividend / share$4.28$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR13.6%17.2%
Portfolio after 10y$55.9K$49.6K
Annual income after 10y$6,959.36$2,502.61
Total dividends collected$29.6K$11.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: CDK vs PM ($10,000, DRIP)

YearCDK PortfolioCDK Income/yrPM PortfolioPM Income/yrGap
1$11,588$887.89$11,650$409.56$62.00PM
2$13,491$1,092.34$13,592$497.49$101.00PM
3$15,786$1,350.22$15,882$605.21$96.00PM
4$18,568$1,677.31$18,589$737.41$21.00PM
5← crossover$21,963$2,094.64$21,794$899.94+$169.00CDK
6$26,131$2,630.38$25,597$1,100.16+$534.00CDK
7$31,282$3,322.57$30,118$1,347.30+$1.2KCDK
8$37,695$4,222.97$35,505$1,652.97+$2.2KCDK
9$45,736$5,402.54$41,940$2,031.88+$3.8KCDK
10$55,897$6,959.36$49,643$2,502.61+$6.3KCDK

CDK vs PM: Complete Analysis 2026

CDKStock

CDK Global, Inc., together with its subsidiaries, provides integrated data and technology solutions to the automotive, heavy truck, recreation, and heavy equipment industries in the United States and internationally. It offers subscription-based software and technology solutions to automotive retailers, as well as to retailers and manufacturers of heavy trucks, construction and agricultural equipment, motorcycles, boats, and other marine and recreational vehicles. The company's flagship Dealer Management System provides software solutions that facilitates the sale of new and used vehicles, consumer financing, repair and maintenance services, and vehicle and parts inventory management. It also provides a portfolio of layered software applications and services to address the needs of automotive retail workflows. In addition, the company offers data management and business intelligence solutions to automotive retailers and original equipment manufacturers through its Neuron intelligent data platform. Further, it offers professional services, custom programming, consulting, implementation, and training solutions, as well as customer support solutions. The company serves approximately 15,000 retail locations. CDK Global, Inc. was incorporated in 2014 and is headquartered in Hoffman Estates, Illinois.

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PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.