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CPYYY vs GBDC: Dividend Comparison 2026

CPYYY yields 2.10% · GBDC yields 11.86%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $18.73M in total portfolio value
10 years
CPYYY
CPYYY
● Live price
2.10%
Share price
$11.62
Annual div
$0.24
5Y div CAGR
76.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2.12M
Annual income
$1,604,468.07
Full CPYYY calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — CPYYY vs GBDC

📍 GBDC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCPYYYGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CPYYY + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CPYYY pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CPYYY
Annual income on $10K today (after 15% tax)
$178.23/yr
After 10yr DRIP, annual income (after tax)
$1,363,797.86/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, GBDC beats the other by $12,619,325.90/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CPYYY + GBDC for your $10,000?

CPYYY: 50%GBDC: 50%
100% GBDC50/50100% CPYYY
Portfolio after 10yr
$11.48M
Annual income
$9,027,600.95/yr
Blended yield
78.61%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

CPYYY
Analyst Ratings
6
Buy
1
Hold
1
Sell
Consensus: Buy
Altman Z
5.1
Piotroski
8/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CPYYY buys
0
GBDC buys
0
No recent congressional trades found for CPYYY or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCPYYYGBDC
Forward yield2.10%11.86%
Annual dividend / share$0.24$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR76.5%51.1%
Portfolio after 10y$2.12M$20.85M
Annual income after 10y$1,604,468.07$16,450,733.83
Total dividends collected$2.05M$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusBuyBuy

Year-by-year: CPYYY vs GBDC ($10,000, DRIP)

YearCPYYY PortfolioCPYYY Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$11,070$370.08$12,492$1,791.70$1.4KGBDC
2$12,521$675.79$16,527$3,160.58$4.0KGBDC
3$14,658$1,260.82$23,588$5,904.90$8.9KGBDC
4$18,119$2,434.78$37,141$11,901.65$19.0KGBDC
5$24,352$4,964.50$66,205$26,463.38$41.9KGBDC
6$37,062$11,006.11$137,452$66,612.65$100.4KGBDC
7$67,288$27,631.18$342,372$195,298.53$275.1KGBDC
8$154,747$82,749.23$1,053,292$686,954.33$898.5KGBDC
9$479,494$313,913.95$4,111,439$2,984,416.95$3.63MGBDC
10$2,117,526$1,604,468.07$20,849,974$16,450,733.83$18.73MGBDC

CPYYY vs GBDC: Complete Analysis 2026

CPYYYStock

Centrica plc operates as an integrated energy company in the United Kingdom, Ireland, Norway, North America, and internationally. The company operates through British Gas Services & Solutions, British Gas Energy, Centrica Business Solutions, Bord Gáis Energy, Energy Marketing & Trading, and Upstream segments. It supplies gas and electricity to residential customers, as well as offers energy-related services; and generates power from nuclear assets. The company also provides installation, repair, and maintenance services for domestic central heating, plumbing and drains, home electrical, and gas and kitchen appliances; and heating, ventilation, and air conditioning equipment, as well as offers breakdown services. In addition, it is involved in the procurement, trading, and optimization of energy; procurement and sale of LNG; and supplies energy efficiency solutions and technologies to residential customers. Further, the company produces and processes gas and oil; develops new fields to maintain reserves; constructs, owns, and exploits infrastructure; and engages in the social enterprise investment fund activities. Additionally, it provides vehicle leasing, commercial, and insurance services, as well as energy management products and services; and operates a gas storage and franchise network. The company was formerly known as Yieldtop plc and changed its name to Centrica plc in December 1996. Centrica plc was founded in 1812 and is based in Windsor, the United Kingdom.

Full CPYYY Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.