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CSASF vs MO: Dividend Comparison 2026

CSASF yields 2.74% · MO yields 6.36%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CSASF wins by $266.11M in total portfolio value
10 years
CSASF
CSASF
● Live price
2.74%
Share price
$23.61
Annual div
$0.65
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$266.19M
Annual income
$248,726,029.46
Full CSASF calculator →
MO
Altria Group Inc.
● Live price
6.36%
Share price
$65.99
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$80.1K
Annual income
$30,159.17
Full MO calculator →

Portfolio growth — CSASF vs MO

📍 CSASF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCSASFMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CSASF + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CSASF pays
MO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CSASF
Annual income on $10K today (after 15% tax)
$232.60/yr
After 10yr DRIP, annual income (after tax)
$211,417,125.04/yr
MO
Annual income on $10K today (after 15% tax)
$540.99/yr
After 10yr DRIP, annual income (after tax)
$25,635.29/yr
At 15% tax rate, CSASF beats the other by $211,391,489.75/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CSASF + MO for your $10,000?

CSASF: 50%MO: 50%
100% MO50/50100% CSASF
Portfolio after 10yr
$133.13M
Annual income
$124,378,094.31/yr
Blended yield
93.42%
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Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

CSASF
No analyst data
Altman Z
1.4
Piotroski
4/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-7.2% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CSASF buys
0
MO buys
0
No recent congressional trades found for CSASF or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCSASFMO
Forward yield2.74%6.36%
Annual dividend / share$0.65$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%22.6%
Portfolio after 10y$266.19M$80.1K
Annual income after 10y$248,726,029.46$30,159.17
Total dividends collected$264.87M$74.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: CSASF vs MO ($10,000, DRIP)

YearCSASF PortfolioCSASF Income/yrMO PortfolioMO Income/yrGap
1← crossover$11,247$547.30$10,570$780.30+$677.00CSASF
2$13,185$1,150.59$11,381$1,032.90+$1.8KCSASF
3$16,629$2,521.19$12,535$1,392.73+$4.1KCSASF
4$23,737$5,943.49$14,193$1,920.91+$9.5KCSASF
5$41,256$15,857.55$16,618$2,723.68+$24.6KCSASF
6$95,660$51,516.42$20,263$3,993.80+$75.4KCSASF
7$325,630$223,273.12$25,936$6,098.36+$299.7KCSASF
8$1,769,033$1,420,609.11$35,166$9,775.01+$1.73MCSASF
9$16,318,425$14,425,560.08$51,026$16,597.78+$16.27MCSASF
10$266,186,745$248,726,029.46$80,113$30,159.17+$266.11MCSASF

CSASF vs MO: Complete Analysis 2026

CSASFStock

Credit Saison Co., Ltd. provides leasing, finance, real estate, entertainment, and payment services in Japan and internationally. The company offers credit cards, prepaid and debit cards, smartphone-based services, and loan collection services; and payment solutions and business support services for corporate activities, as well as marketing solutions. It also engages in the credit guarantee and finance related businesses; leasing of office equipment; servicing business; real estate business; real estate leasing activities; and digital payment and asset management services, as well as develops and manages amusement centers/arcades. The company was formerly known as Seibu Credit Co., Ltd. and changed its name to Credit Saison Co., Ltd. in October 1989. Credit Saison Co., Ltd. was incorporated in 1951 and is headquartered in Tokyo, Japan.

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MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.