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CSASF vs PM: Dividend Comparison 2026

CSASF yields 2.74% · PM yields 3.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CSASF wins by $266.14M in total portfolio value· pulled ahead in Year 3
10 years
CSASF
CSASF
● Live price
2.74%
Share price
$23.61
Annual div
$0.65
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$266.19M
Annual income
$248,726,029.46
Full CSASF calculator →
PM
Philip Morris International
● Live price
3.49%
Share price
$164.83
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,502.61
Full PM calculator →

Portfolio growth — CSASF vs PM

📍 CSASF pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCSASFPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, CSASF + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CSASF pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CSASF
Annual income on $10K today (after 15% tax)
$232.60/yr
After 10yr DRIP, annual income (after tax)
$211,417,125.04/yr
PM
Annual income on $10K today (after 15% tax)
$297.03/yr
After 10yr DRIP, annual income (after tax)
$2,127.22/yr
At 15% tax rate, CSASF beats the other by $211,414,997.82/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of CSASF + PM for your $10,000?

CSASF: 50%PM: 50%
100% PM50/50100% CSASF
Portfolio after 10yr
$133.12M
Annual income
$124,364,266.04/yr
Blended yield
93.42%
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Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

CSASF
No analyst data
Altman Z
1.4
Piotroski
4/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.9% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CSASF buys
0
PM buys
0
No recent congressional trades found for CSASF or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCSASFPM
Forward yield2.74%3.49%
Annual dividend / share$0.65$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%17.2%
Portfolio after 10y$266.19M$49.6K
Annual income after 10y$248,726,029.46$2,502.61
Total dividends collected$264.87M$11.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: CSASF vs PM ($10,000, DRIP)

YearCSASF PortfolioCSASF Income/yrPM PortfolioPM Income/yrGap
1$11,247$547.30$11,650$409.56$403.00PM
2$13,185$1,150.59$13,592$497.49$407.00PM
3← crossover$16,629$2,521.19$15,882$605.21+$747.00CSASF
4$23,737$5,943.49$18,589$737.41+$5.1KCSASF
5$41,256$15,857.55$21,794$899.94+$19.5KCSASF
6$95,660$51,516.42$25,597$1,100.16+$70.1KCSASF
7$325,630$223,273.12$30,118$1,347.30+$295.5KCSASF
8$1,769,033$1,420,609.11$35,505$1,652.97+$1.73MCSASF
9$16,318,425$14,425,560.08$41,940$2,031.88+$16.28MCSASF
10$266,186,745$248,726,029.46$49,643$2,502.61+$266.14MCSASF

CSASF vs PM: Complete Analysis 2026

CSASFStock

Credit Saison Co., Ltd. provides leasing, finance, real estate, entertainment, and payment services in Japan and internationally. The company offers credit cards, prepaid and debit cards, smartphone-based services, and loan collection services; and payment solutions and business support services for corporate activities, as well as marketing solutions. It also engages in the credit guarantee and finance related businesses; leasing of office equipment; servicing business; real estate business; real estate leasing activities; and digital payment and asset management services, as well as develops and manages amusement centers/arcades. The company was formerly known as Seibu Credit Co., Ltd. and changed its name to Credit Saison Co., Ltd. in October 1989. Credit Saison Co., Ltd. was incorporated in 1951 and is headquartered in Tokyo, Japan.

Full CSASF Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.