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CSCO vs SCHD: Dividend Comparison 2026

CSCO yields 2.85% · SCHD yields 3.77% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $20.0K in total portfolio value
10 years
CSCO
Cisco Systems Inc.
2.85%
Share price
$56.20
Annual div
$1.60
5Y div CAGR
3.8%
Payout ratio
48%
After 10 yrs · $10,000 · DRIP
Portfolio value
$16.7K
Annual income
$543.86
Full CSCO calculator →
SCHD
Schwab U.S. Dividend Equity ETF
3.77%
Share price
$27.84
Annual div
$1.05
5Y div CAGR
13.05%
Payout ratio
38%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.7K
Annual income
$1,925.82
Full SCHD calculator →

Portfolio growth — CSCO vs SCHD

Annual dividend income

MetricCSCOSCHD
Forward yield2.85%3.77%
Annual dividend / share$1.60$1.05
Payout ratio48%38%
1-year div growth2.5%5.18%
5-year div CAGR3.8%13.05%
Portfolio after 10y$16.7K$36.7K
Annual income after 10y$543.86$1,925.82
Total dividends collected$4.1K$10.1K
Payment frequencyquarterlyquarterly
SectorTechnologyETF

Year-by-year: CSCO vs SCHD ($10,000, DRIP)

YearCSCO PortfolioCSCO Income/yrSCHD PortfolioSCHD Income/yrGap
1$10,506$295.52$11,306$426.37$800.00SCHD
2$11,042$315.62$12,802$500.91$1.8KSCHD
3$11,611$337.26$14,518$589.33$2.9KSCHD
4$12,215$360.55$16,490$694.43$4.3KSCHD
5$12,857$385.63$18,761$819.56$5.9KSCHD
6$13,540$412.66$21,381$968.84$7.8KSCHD
7$14,266$441.81$24,409$1,147.26$10.1KSCHD
8$15,039$473.25$27,918$1,360.94$12.9KSCHD
9$15,862$507.19$31,993$1,617.39$16.1KSCHD
10$16,739$543.86$36,734$1,925.82$20.0KSCHD

CSCO vs SCHD: Complete Analysis 2026

CSCOTechnology

Cisco has grown its dividend 12+ consecutive years since initiating payments in 2011. The network equipment leader is transitioning to software and subscription models via its security and observability platforms. Cisco returns 50%+ of free cash flow to shareholders via dividends and buybacks annually.

Full CSCO Calculator →

SCHDETF

SCHD tracks the Dow Jones U.S. Dividend 100 Index, focusing on quality companies with consistent dividend histories. With $60B+ AUM, it's the most popular dividend ETF in the US — combining income with quality. Only companies with 10+ consecutive years of dividends qualify. The ETF rebalances annually and has delivered market-beating total returns since inception in 2011.

Full SCHD Calculator →

Frequently Asked Questions

Is CSCO or SCHD better for dividend income in 2026?
CSCO currently offers a 2.85% yield (1.60/share/year) while SCHD offers 3.77% (1.05/share/year). SCHD provides higher current income. However, SCHD has grown its dividend faster (13.05% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in CSCO vs SCHD earn per year?
With $10,000 invested today: CSCO pays approximately $285/year. SCHD pays approximately $377/year. With DRIP reinvestment over 10 years, these grow to $544/year (CSCO) and $1,926/year (SCHD).
Does CSCO or SCHD pay monthly dividends?
CSCO pays quarterly dividends. SCHD pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.