HomeCompareCYSM vs EPRT

CYSM vs EPRT: Dividend Comparison 2026

CYSM yields 1.54% · EPRT yields 3.92%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 CYSM wins by $21.92M in total portfolio value· pulled ahead in Year 3
10 years
CYSM
CYSM
● Live price
1.54%
Share price
$19.45
Annual div
$0.30
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.98M
Annual income
$19,547,470.13
Full CYSM calculator →
EPRT
EPRT
● Live price
3.92%
Share price
$30.77
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$63.4K
Annual income
$12,840.73
Full EPRT calculator →

Portfolio growth — CYSM vs EPRT

📍 CYSM pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodCYSMEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, CYSM + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
CYSM pays
EPRT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

CYSM
Annual income on $10K today (after 15% tax)
$131.11/yr
After 10yr DRIP, annual income (after tax)
$16,615,349.61/yr
EPRT
Annual income on $10K today (after 15% tax)
$332.87/yr
After 10yr DRIP, annual income (after tax)
$10,914.62/yr
At 15% tax rate, CYSM beats the other by $16,604,434.99/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of CYSM + EPRT for your $10,000?

CYSM: 50%EPRT: 50%
100% EPRT50/50100% CYSM
Portfolio after 10yr
$11.02M
Annual income
$9,780,155.43/yr
Blended yield
88.73%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

CYSM
No analyst data
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+15.4% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

CYSM buys
0
EPRT buys
0
No recent congressional trades found for CYSM or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricCYSMEPRT
Forward yield1.54%3.92%
Annual dividend / share$0.30$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%29%
Portfolio after 10y$21.98M$63.4K
Annual income after 10y$19,547,470.13$12,840.73
Total dividends collected$21.77M$37.9K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: CYSM vs EPRT ($10,000, DRIP)

YearCYSM PortfolioCYSM Income/yrEPRT PortfolioEPRT Income/yrGap
1$11,008$308.48$11,205$505.18$197.00EPRT
2$12,414$634.75$12,672$682.46$258.00EPRT
3← crossover$14,621$1,337.92$14,490$930.48+$131.00CYSM
4$18,590$2,945.36$16,786$1,282.69+$1.8KCYSM
5$26,891$6,999.79$19,753$1,791.56+$7.1KCYSM
6$47,699$18,926.18$23,677$2,541.64+$24.0KCYSM
7$113,789$62,750.80$29,008$3,672.99+$84.8KCYSM
8$401,559$279,804.63$36,463$5,425.08+$365.1KCYSM
9$2,275,322$1,845,654.63$47,238$8,221.57+$2.23MCYSM
10$21,982,065$19,547,470.13$63,385$12,840.73+$21.92MCYSM

CYSM vs EPRT: Complete Analysis 2026

CYSMStock

Community Bancorp of Santa Maria, through its subsidiary, Community Bank of Santa Maria, provides various banking products and services for businesses and individuals. The company's deposit products include checking, NOW, money market savings, savings, seedling, Christmas Club, individual retirement, and CDARS accounts; and certificates of deposit. Its loan portfolio comprises home equity lines of credit, personal and commercial real estate loans, commercial construction loans, personal and vehicle loans, mortgage loans, agribusiness loans, commercial equipment loans, commercial and multi-family real estate loans, and commercial revolving lines of credit, as well as Redi-Credit. The company also provides credit and debit cards; and e-banking services. It operates through 2 full-service offices in the Central Coast area of California. The company was founded in 2001 and is based in Santa Maria, California.

Full CYSM Calculator →

EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.