HomeCompareDCAP vs MCD

DCAP vs MCD: Dividend Comparison 2026

DCAP yields 0.08% · MCD yields 2.35%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MCD wins by $58.8K in total portfolio value
10 years
DCAP
DCAP
● Live price
0.08%
Share price
$21.11
Annual div
$0.02
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$19.8K
Annual income
$7.88
Full DCAP calculator →
MCD
McDonald's Corporation
● Live price
2.35%
Share price
$308.53
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.5K
Annual income
$26,227.70
Full MCD calculator →

Portfolio growth — DCAP vs MCD

📍 MCD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDCAPMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, DCAP + MCD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
DCAP pays
MCD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DCAP
Annual income on $10K today (after 15% tax)
$6.67/yr
After 10yr DRIP, annual income (after tax)
$6.70/yr
MCD
Annual income on $10K today (after 15% tax)
$200.01/yr
After 10yr DRIP, annual income (after tax)
$22,293.55/yr
At 15% tax rate, MCD beats the other by $22,286.85/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DCAP + MCD for your $10,000?

DCAP: 50%MCD: 50%
100% MCD50/50100% DCAP
Portfolio after 10yr
$49.2K
Annual income
$13,117.79/yr
Blended yield
26.68%
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Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

DCAP
No analyst data
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+14.0% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DCAP buys
0
MCD buys
0
No recent congressional trades found for DCAP or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDCAPMCD
Forward yield0.08%2.35%
Annual dividend / share$0.02$7.26
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%42.3%
Portfolio after 10y$19.8K$78.5K
Annual income after 10y$7.88$26,227.70
Total dividends collected$79.00$58.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: DCAP vs MCD ($10,000, DRIP)

YearDCAP PortfolioDCAP Income/yrMCD PortfolioMCD Income/yrGap
1← crossover$10,708$7.84$10,815$334.85$107.00MCD
2$11,465$7.85$11,826$491.71$361.00MCD
3$12,276$7.86$13,123$730.06$847.00MCD
4$13,143$7.86$14,853$1,100.07$1.7KMCD
5$14,071$7.87$17,257$1,690.61$3.2KMCD
6$15,064$7.87$20,752$2,667.01$5.7KMCD
7$16,126$7.87$26,103$4,354.83$10.0KMCD
8$17,263$7.88$34,794$7,437.78$17.5KMCD
9$18,479$7.88$49,926$13,461.60$31.4KMCD
10$19,780$7.88$78,550$26,227.70$58.8KMCD

DCAP vs MCD: Complete Analysis 2026

DCAPStock

DCAP takes two different approaches to investing in the US equity market, utilizing both passively managed broad-based ETFs and actively selecting individual stocks. The passive approach aims to maintain consistent diversification and foundation for the portfolio. Individual stocks are selected based on an assessment of competitive advantages, growth rates relative to peers, business models, and financial strength. The portfolio may tilt towards one approach over the other based on macroeconomic developments, valuation, and technical indicators. The funds options overly strategies aim to generate income which may include covered calls, put spreads, call spreads, and iron condors. All option strategies will be risk-defined using option spreads, with the maximum risk being the difference between the strike prices less the premium received.

Full DCAP Calculator →

MCDConsumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.