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DSBX vs ADC: Dividend Comparison 2026

DSBX yields 8.24% · ADC yields 4.13%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ADC wins by $144.4K in total portfolio value· pulled ahead in Year 5
10 years
DSBX
DSBX
● Live price
8.24%
Share price
$24.26
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34.5K
Annual income
$1,388.43
Full DSBX calculator →
ADC
Agree Realty Corporation
● Live price
4.13%
Share price
$74.97
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$178.9K
Annual income
$80,797.29
Full ADC calculator →

Portfolio growth — DSBX vs ADC

📍 ADC pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDSBXADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, DSBX + ADC cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
DSBX pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DSBX
Annual income on $10K today (after 15% tax)
$700.74/yr
After 10yr DRIP, annual income (after tax)
$1,180.17/yr
ADC
Annual income on $10K today (after 15% tax)
$351.36/yr
After 10yr DRIP, annual income (after tax)
$68,677.70/yr
At 15% tax rate, ADC beats the other by $67,497.53/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DSBX + ADC for your $10,000?

DSBX: 50%ADC: 50%
100% ADC50/50100% DSBX
Portfolio after 10yr
$106.7K
Annual income
$41,092.86/yr
Blended yield
38.50%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

DSBX
No analyst data
Altman Z
0.3
Piotroski
3/9
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+8.1% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DSBX buys
0
ADC buys
0
No recent congressional trades found for DSBX or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDSBXADC
Forward yield8.24% ✓4.13%
Annual dividend / share$2.00$3.10 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%40.4% ✓
Portfolio after 10y$34.5K$178.9K ✓
Annual income after 10y$1,388.43$80,797.29 ✓
Total dividends collected$11.1K$156.7K ✓
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: DSBX vs ADC ($10,000, DRIP)

YearDSBX PortfolioDSBX Income/yrADC PortfolioADC Income/yrGap
1$11,524$824.40$10,990$580.36+$534.00 → DSBX
2$13,219$887.92$12,301$860.26+$918.00 → DSBX
3$15,096$951.86$14,104$1,298.62+$992.00 → DSBX
4$17,169$1,015.91$16,691$2,008.16+$478.00 → DSBX
5← crossover$19,450$1,079.81$20,580$3,205.09$1.1K → ADC
6$21,955$1,143.28$26,754$5,330.02$4.8K → ADC
7$24,698$1,206.08$37,196$9,345.14$12.5K → ADC
8$27,695$1,268.00$56,244$17,523.09$28.5K → ADC
9$30,963$1,328.84$94,286$35,736.21$63.3K → ADC
10$34,518$1,388.43$178,949$80,797.29$144.4K → ADC

DSBX vs ADC: Complete Analysis 2026

DSBX — Stock

Dogwood State Bank provides banking products and services for businesses, business owners, professionals, and their employees in North Carolina. It offers personal and business checking accounts; savings accounts; money market accounts; individual retirement accounts; and certificates of deposit. The company also provides business financing services, including business lines of credit and business term loans; personal lines of credit; overdraft protection services; credit cards; home equity lines; personal loans comprising automobile and truck loans, boat and RV loans, and boat slip financing services; and real estate loans, such as home construction loans, home improvement loans, investment rental homes, residential lot loans, residential second mortgage loans, and home equity lines. In addition, it offers lending services to small businesses; and treasury management services. The company provides its products and services through its digital offerings and branch offices in Charlotte, Greenville, Morehead City, Raleigh, Sanford, and Wilmington. The company was formerly known as Sound Bank and changed its name to Dogwood State Bank in September 2019. Dogwood State Bank was founded in 2001 and is headquartered in Raleigh, North Carolina.

Full DSBX Calculator →

ADC — REIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.