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DUK vs SJW: Dividend Comparison 2026

DUK yields 3.88% · SJW yields 4.00%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 SJW wins by $6.8K in total portfolio value
10 years
DUK
Duke Energy Corporation
● Live price
3.88%
Share price
$108.20
Annual div
$4.20
5Y div CAGR
2.1%
Payout ratio
73%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.2K
Annual income
$651.85
Full DUK calculator →
SJW
SJW
● Live price
4.00%
Share price
$50.00
Annual div
$2.00
5Y div CAGR
5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$28.0K
Annual income
$899.19
Full SJW calculator →

Portfolio growth — DUK vs SJW

📍 SJW pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodDUKSJW
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, DUK + SJW cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
DUK pays
SJW pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

DUK
Annual income on $10K today (after 15% tax)
$329.94/yr
After 10yr DRIP, annual income (after tax)
$554.07/yr
SJW
Annual income on $10K today (after 15% tax)
$340.00/yr
After 10yr DRIP, annual income (after tax)
$764.31/yr
At 15% tax rate, SJW beats the other by $210.24/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of DUK + SJW for your $10,000?

DUK: 50%SJW: 50%
100% SJW50/50100% DUK
Portfolio after 10yr
$24.6K
Annual income
$775.52/yr
Blended yield
3.15%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

DUK buys
0
SJW buys
0
No recent congressional trades found for DUK or SJW in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricDUKSJW
Forward yield3.88%4.00% ✓
Annual dividend / share$4.20 ✓$2.00
Payout ratio73%50% ✓
1-year div growth2%5% ✓
5-year div CAGR2.1%5% ✓
Portfolio after 10y$21.2K$28.0K ✓
Annual income after 10y$651.85$899.19 ✓
Total dividends collected$5.2K$6.4K ✓
Payment frequencyquarterlyquarterly
SectorUtilitiesUtilities

Year-by-year: DUK vs SJW ($10,000, DRIP)

YearDUK PortfolioDUK Income/yrSJW PortfolioSJW Income/yrGap
1← crossover$10,816$396.32$11,120$420.00$304.00 → SJW
2$11,691$420.03$12,357$458.31$666.00 → SJW
3$12,626$444.84$13,721$499.76$1.1K → SJW
4$13,628$470.77$15,227$544.58$1.6K → SJW
5$14,698$497.85$16,885$593.02$2.2K → SJW
6$15,841$526.13$18,713$645.34$2.9K → SJW
7$17,062$555.63$20,724$701.81$3.7K → SJW
8$18,365$586.39$22,938$762.73$4.6K → SJW
9$19,755$618.45$25,372$828.41$5.6K → SJW
10$21,237$651.85$28,047$899.19$6.8K → SJW

DUK vs SJW: Complete Analysis 2026

DUK — Utilities

Duke Energy is one of America's largest electric utilities, serving 8M+ customers across the Southeast and Midwest. A Dividend Aristocrat with 16+ years of consecutive increases. Its regulated business model provides predictable earnings and cash flows, supporting reliable dividend payments regardless of economic conditions.

Full DUK Calculator →

SJW — Utilities

SJW is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in SJW shares.

Full SJW Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.