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EFF vs GBDC: Dividend Comparison 2026

EFF yields 44.51% · GBDC yields 11.86%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $20.55M in total portfolio value· pulled ahead in Year 6
10 years
EFF
EFF
● Live price
44.51%
Share price
$16.33
Annual div
$7.27
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$295.5K
Annual income
$54,522.85
Full EFF calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — EFF vs GBDC

📍 GBDC pulled ahead of the other in Year 6

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodEFFGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, EFF + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
EFF pays
GBDC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EFF
Annual income on $10K today (after 15% tax)
$3,783.10/yr
After 10yr DRIP, annual income (after tax)
$46,344.42/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, GBDC beats the other by $13,936,779.33/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EFF + GBDC for your $10,000?

EFF: 50%GBDC: 50%
100% GBDC50/50100% EFF
Portfolio after 10yr
$10.57M
Annual income
$8,252,628.35/yr
Blended yield
78.06%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

EFF
No analyst data
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EFF buys
0
GBDC buys
0
No recent congressional trades found for EFF or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricEFFGBDC
Forward yield44.51%11.86%
Annual dividend / share$7.27$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%51.1%
Portfolio after 10y$295.5K$20.85M
Annual income after 10y$54,522.85$16,450,733.83
Total dividends collected$229.1K$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: EFF vs GBDC ($10,000, DRIP)

YearEFF PortfolioEFF Income/yrGBDC PortfolioGBDC Income/yrGap
1$15,151$4,450.70$12,492$1,791.70+$2.7KEFF
2$22,513$6,301.99$16,527$3,160.58+$6.0KEFF
3$32,841$8,751.84$23,588$5,904.90+$9.3KEFF
4$47,071$11,931.47$37,141$11,901.65+$9.9KEFF
5$66,349$15,982.70$66,205$26,463.38+$144.00EFF
6← crossover$92,048$21,054.48$137,452$66,612.65$45.4KGBDC
7$125,790$27,298.59$342,372$195,298.53$216.6KGBDC
8$169,460$34,864.87$1,053,292$686,954.33$883.8KGBDC
9$225,218$43,896.10$4,111,439$2,984,416.95$3.89MGBDC
10$295,507$54,522.85$20,849,974$16,450,733.83$20.55MGBDC

EFF vs GBDC: Complete Analysis 2026

EFFStock

Eaton Vance Floating-Rate Income Plus Fund is a diversified closed-end management investment company. The Fund's investment objective is total return, with an emphasis on income. Its secondary objective is preservation of capital. The Fund invests primarily in below investment grade floating-rate loans. Under normal market conditions, the Fund invests approximately 80% of its total assets in senior loans of domestic and foreign borrowers that are denominated in the United States dollars and foreign currencies. Its portfolio includes investments in various locations, such as the United States, Luxembourg, Canada, the Netherlands, Cayman Islands and Australia. Its portfolio of investments includes aerospace and defense, automotive, chemicals and plastics, ecological services and equipment, electronics/electrical, utilities, food products, healthcare, insurance and financial intermediaries. Eaton Vance Management is an investment advisor to the Fund.

Full EFF Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.