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EGTIF vs BTI: Dividend Comparison 2026

EGTIF yields 1.70% · BTI yields 5.38%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 EGTIF wins by $32.39M in total portfolio value· pulled ahead in Year 3
10 years
EGTIF
EGTIF
● Live price
1.70%
Share price
$11.15
Annual div
$0.19
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$32.43M
Annual income
$29,139,077.82
Full EGTIF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — EGTIF vs BTI

📍 EGTIF pulled ahead of the other in Year 3

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodEGTIFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, EGTIF + BTI cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
EGTIF pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

EGTIF
Annual income on $10K today (after 15% tax)
$144.48/yr
After 10yr DRIP, annual income (after tax)
$24,768,216.15/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, EGTIF beats the other by $24,765,847.50/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of EGTIF + BTI for your $10,000?

EGTIF: 50%BTI: 50%
100% BTI50/50100% EGTIF
Portfolio after 10yr
$16.24M
Annual income
$14,570,932.23/yr
Blended yield
89.75%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

EGTIF
No analyst data
Altman Z
10.3
Piotroski
4/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

EGTIF buys
0
BTI buys
0
No recent congressional trades found for EGTIF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricEGTIFBTI
Forward yield1.70%5.38% ✓
Annual dividend / share$0.19$3.15 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100% ✓11.3%
Portfolio after 10y$32.43M$37.7K ✓
Annual income after 10y$29,139,077.82 ✓$2,786.64
Total dividends collected$32.15M ✓$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: EGTIF vs BTI ($10,000, DRIP)

YearEGTIF PortfolioEGTIF Income/yrBTI PortfolioBTI Income/yrGap
1$11,040$339.95$11,299$598.92$259.00 → BTI
2$12,514$701.49$12,794$703.91$280.00 → BTI
3← crossover$14,877$1,486.30$14,518$829.07+$359.00 → EGTIF
4$19,220$3,302.56$16,513$978.64+$2.7K → EGTIF
5$28,541$7,975.51$18,827$1,157.84+$9.7K → EGTIF
6$52,676$22,136.88$21,518$1,373.12+$31.2K → EGTIF
7$132,730$76,366.29$24,657$1,632.46+$108.1K → EGTIF
8$501,689$359,668.27$28,329$1,945.74+$473.4K → EGTIF
9$3,077,866$2,541,058.30$32,637$2,325.33+$3.05M → EGTIF
10$32,432,394$29,139,077.82$37,708$2,786.64+$32.39M → EGTIF

EGTIF vs BTI: Complete Analysis 2026

EGTIF — Stock

eGuarantee, Inc., together with its subsidiaries, engages in undertaking and transferring credit risks in Japan. It offers services for commercial companies that include guarantee services against sales credit, contractor credit, and various other credits, as well as guarantee services by debtor's trust. The company also provides services for financial institutions, including services to reassure the guarantee of sales credit, guarantee services against credit backed by accounts receivables, guarantee services against advance payment credit, guarantee services related to company acquisition, and services related to DIP financing. In addition, it offers services to undertake export credit and services for international companies. The company provides its services through a sales network of 50 local banks and 36 financial institutions. eGuarantee, Inc. was incorporated in 2000 and is headquartered in Tokyo, Japan.

Full EGTIF Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.