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ERDLF vs BTI: Dividend Comparison 2026

ERDLF yields 166.67% · BTI yields 5.40%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 ERDLF wins by $43.22M in total portfolio value
10 years
ERDLF
ERDLF
● Live price
166.67%
Share price
$1.20
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.26M
Annual income
$19,842,506.75
Full ERDLF calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — ERDLF vs BTI

📍 ERDLF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodERDLFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ERDLF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ERDLF pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ERDLF
Annual income on $10K today (after 15% tax)
$14,166.67/yr
After 10yr DRIP, annual income (after tax)
$16,866,130.74/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, ERDLF beats the other by $16,863,748.79/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of ERDLF + BTI for your $10,000?

ERDLF: 50%BTI: 50%
100% BTI50/50100% ERDLF
Portfolio after 10yr
$21.65M
Annual income
$9,922,654.51/yr
Blended yield
45.83%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

ERDLF
No analyst data
Altman Z
0.9
Piotroski
5/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ERDLF buys
0
BTI buys
0
No recent congressional trades found for ERDLF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricERDLFBTI
Forward yield166.67%5.40%
Annual dividend / share$2.00$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$43.26M$37.8K
Annual income after 10y$19,842,506.75$2,802.29
Total dividends collected$40.33M$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: ERDLF vs BTI ($10,000, DRIP)

YearERDLF PortfolioERDLF Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$27,367$16,666.67$11,301$601.08+$16.1KERDLF
2$71,910$42,627.21$12,799$706.58+$59.1KERDLF
3$181,624$104,680.96$14,527$832.38+$167.1KERDLF
4$441,437$247,099.04$16,527$982.75+$424.9KERDLF
5$1,033,621$561,283.50$18,846$1,162.95+$1.01MERDLF
6$2,334,237$1,228,262.46$21,545$1,379.49+$2.31MERDLF
7$5,089,968$2,592,334.36$24,694$1,640.41+$5.07MERDLF
8$10,729,226$5,282,960.28$28,378$1,955.69+$10.70MERDLF
9$21,887,784$10,407,511.91$32,702$2,337.79+$21.86MERDLF
10$43,262,435$19,842,506.75$37,794$2,802.29+$43.22MERDLF

ERDLF vs BTI: Complete Analysis 2026

ERDLFStock

EROAD Limited provides electronic on-board units and software as a service to the transport industry in New Zealand, Australia, the United States, and internationally. The company offers products to reduce the time and money spend on road user charges compliance; and manage obligations and risks associated with the Health and Safety at Work Act, as well as fleet management products. It also designs and manufactures in-vehicle hardware; and operates secure payment and merchant gateways, as well as provides web-based value-added services. The company was incorporated in 2000 and is headquartered in Auckland, New Zealand.

Full ERDLF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.