HomeCompareERDLF vs PM

ERDLF vs PM: Dividend Comparison 2026

ERDLF yields 166.67% · PM yields 3.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ERDLF wins by $43.21M in total portfolio value
10 years
ERDLF
ERDLF
● Live price
166.67%
Share price
$1.20
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$43.26M
Annual income
$19,842,506.75
Full ERDLF calculator →
PM
Philip Morris International
● Live price
3.49%
Share price
$164.83
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,502.61
Full PM calculator →

Portfolio growth — ERDLF vs PM

📍 ERDLF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodERDLFPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ERDLF + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ERDLF pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ERDLF
Annual income on $10K today (after 15% tax)
$14,166.67/yr
After 10yr DRIP, annual income (after tax)
$16,866,130.74/yr
PM
Annual income on $10K today (after 15% tax)
$297.03/yr
After 10yr DRIP, annual income (after tax)
$2,127.22/yr
At 15% tax rate, ERDLF beats the other by $16,864,003.52/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ERDLF + PM for your $10,000?

ERDLF: 50%PM: 50%
100% PM50/50100% ERDLF
Portfolio after 10yr
$21.66M
Annual income
$9,922,504.68/yr
Blended yield
45.82%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

ERDLF
No analyst data
Altman Z
0.9
Piotroski
5/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.9% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ERDLF buys
0
PM buys
5
PoliticianChamberTickerTypeAmountDate
Julia Letlow🏢 House$PM▼ Sell$1,001 - $15,0002026-02-05
Julie Johnson🏢 House$PM▼ Sell$1,001 - $15,0002025-12-18
Julie Johnson🏢 House$PM▼ Sell$1,001 - $15,0002025-11-13
Ro Khanna🏢 House$PM▼ Sell$1,001 - $15,0002025-10-30
Ro Khanna🏢 House$PM▼ Sell$1,001 - $15,0002025-10-30
Ro Khanna🏢 House$PM▲ Buy$1,001 - $15,0002025-09-29
Ro Khanna🏢 House$PM▲ Buy$15,001 - $50,0002025-09-05
Ro Khanna🏢 House$PM▲ Buy$15,001 - $50,0002025-08-26
Julie Johnson🏢 House$PM▼ Sell$1,001 - $15,0002025-08-14
Julie Johnson🏢 House$PM▼ Sell$1,001 - $15,0002025-07-22
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricERDLFPM
Forward yield166.67%3.49%
Annual dividend / share$2.00$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%17.2%
Portfolio after 10y$43.26M$49.6K
Annual income after 10y$19,842,506.75$2,502.61
Total dividends collected$40.33M$11.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: ERDLF vs PM ($10,000, DRIP)

YearERDLF PortfolioERDLF Income/yrPM PortfolioPM Income/yrGap
1← crossover$27,367$16,666.67$11,650$409.56+$15.7KERDLF
2$71,910$42,627.21$13,592$497.49+$58.3KERDLF
3$181,624$104,680.96$15,882$605.21+$165.7KERDLF
4$441,437$247,099.04$18,589$737.41+$422.8KERDLF
5$1,033,621$561,283.50$21,794$899.94+$1.01MERDLF
6$2,334,237$1,228,262.46$25,597$1,100.16+$2.31MERDLF
7$5,089,968$2,592,334.36$30,118$1,347.30+$5.06MERDLF
8$10,729,226$5,282,960.28$35,505$1,652.97+$10.69MERDLF
9$21,887,784$10,407,511.91$41,940$2,031.88+$21.85MERDLF
10$43,262,435$19,842,506.75$49,643$2,502.61+$43.21MERDLF

ERDLF vs PM: Complete Analysis 2026

ERDLFStock

EROAD Limited provides electronic on-board units and software as a service to the transport industry in New Zealand, Australia, the United States, and internationally. The company offers products to reduce the time and money spend on road user charges compliance; and manage obligations and risks associated with the Health and Safety at Work Act, as well as fleet management products. It also designs and manufactures in-vehicle hardware; and operates secure payment and merchant gateways, as well as provides web-based value-added services. The company was incorporated in 2000 and is headquartered in Auckland, New Zealand.

Full ERDLF Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.