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ESBS vs NNN: Dividend Comparison 2026

ESBS yields 29.85% · NNN yields 5.68%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 ESBS wins by $105.7K in total portfolio value
10 years
ESBS
ESBS
● Live price
29.85%
Share price
$6.70
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$131.2K
Annual income
$17,289.99
Full ESBS calculator →
NNN
NNN REIT Inc.
● Live price
5.68%
Share price
$41.89
Annual div
$2.38
5Y div CAGR
8.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.6K
Annual income
$2,637.42
Full NNN calculator →

Portfolio growth — ESBS vs NNN

📍 ESBS pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodESBSNNN
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, ESBS + NNN cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
ESBS pays
NNN pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

ESBS
Annual income on $10K today (after 15% tax)
$2,537.31/yr
After 10yr DRIP, annual income (after tax)
$14,696.49/yr
NNN
Annual income on $10K today (after 15% tax)
$482.93/yr
After 10yr DRIP, annual income (after tax)
$2,241.81/yr
At 15% tax rate, ESBS beats the other by $12,454.68/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of ESBS + NNN for your $10,000?

ESBS: 50%NNN: 50%
100% NNN50/50100% ESBS
Portfolio after 10yr
$78.4K
Annual income
$9,963.70/yr
Blended yield
12.71%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on NNN right now

ESBS
No analyst data
Altman Z
0.2
Piotroski
4/9
NNN
Analyst Ratings
10
Buy
15
Hold
4
Sell
Consensus: Hold
Price Target
$44.93
+7.3% upside vs current
Range: $43.00 — $48.50
Altman Z
1.1
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

ESBS buys
0
NNN buys
0
No recent congressional trades found for ESBS or NNN in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricESBSNNN
Forward yield29.85%5.68%
Annual dividend / share$2.00$2.38
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%8.6%
Portfolio after 10y$131.2K$25.6K
Annual income after 10y$17,289.99$2,637.42
Total dividends collected$89.4K$13.7K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: ESBS vs NNN ($10,000, DRIP)

YearESBS PortfolioESBS Income/yrNNN PortfolioNNN Income/yrGap
1← crossover$13,685$2,985.07$10,737$617.02+$2.9KESBS
2$18,461$3,817.85$11,577$710.93+$6.9KESBS
3$24,566$4,813.27$12,538$822.59+$12.0KESBS
4$32,272$5,986.12$13,645$956.06+$18.6KESBS
5$41,881$7,349.34$14,925$1,116.51+$27.0KESBS
6$53,726$8,913.51$16,415$1,310.57+$37.3KESBS
7$68,173$10,686.48$18,158$1,546.77+$50.0KESBS
8$85,618$12,673.05$20,213$1,836.20+$65.4KESBS
9$106,486$14,874.79$22,649$2,193.37+$83.8KESBS
10$131,230$17,289.99$25,558$2,637.42+$105.7KESBS

ESBS vs NNN: Complete Analysis 2026

ESBSStock

ES Bancshares, Inc., through its subsidiary, Empire State Bank, provides various commercial banking products and services in New York. The company offers various deposit products, including personal and business checking and money market accounts, personal and business savings accounts, individual retirement accounts, and certificates of deposits. It also provides SBA loans and lines of credit, commercial term loans, commercial letters of credit, and commercial real estate loans, as well as mortgage loans secured by one-to four-family residences. In addition, the company offers debit card, direct deposit, automatic loan payment and transfer, combined statement, remote deposit, cash and escrow management, wire transfer, night depository, and online and telephone banking services. ES Bancshares, Inc. was founded in 2004 and is based in Newburgh, New York.

Full ESBS Calculator →

NNNREIT

National Retail Properties invests primarily in high-quality retail properties subject generally to long-term, net leases. As of September 30, 2020, the company owned 3,114 properties in 48 states with a gross leasable area of approximately 32.4 million square feet and with a weighted average remaining lease term of 10.7 years.

Full NNN Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.