Is FFBB or QYLD a better dividend investment in 2026?

FFBB currently yields 2.34% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: QYLD offers higher current income.

What is the dividend yield difference between FFBB and QYLD?

FFBB has a forward dividend yield of 2.34% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 9.58 percentage points.

Home › Compare › FFBB vs QYLD

FFBB vs QYLD: Dividend Comparison 2026

FFBB yields 2.34% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 QYLD wins by $2.3K in total portfolio value· pulled ahead in Year 9

INVESTMENT

TIME HORIZON10 years

FFBB

● Live price

2.34%

Share price

$85.65

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$23.1K

Annual income

$271.52

Full FFBB calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — FFBB vs QYLD

📍 QYLD pulled ahead of the other in Year 9

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	FFBB	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, FFBB + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

FFBB pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FFBB

Annual income on $10K today (after 15% tax)

$198.48/yr

After 10yr DRIP, annual income (after tax)

$230.79/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, QYLD beats the other by $4,579.62/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FFBB + QYLD for your $10,000?

FFBB: 50%QYLD: 50%

100% QYLD50/50100% FFBB

Portfolio after 10yr

$24.3K

Annual income

$2,965.42/yr

Blended yield

12.22%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FFBB buys

QYLD buys

No recent congressional trades found for FFBB or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricFFBBQYLD

Forward yield	2.34%	11.92% ✓
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$23.1K	$25.4K ✓
Annual income after 10y	$271.52	$5,659.31 ✓
Total dividends collected	$2.5K	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: FFBB vs QYLD ($10,000, DRIP)

Year	FFBB Portfolio	FFBB Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1	$10,934	$233.51	$10,352	$1,192.36	+$582.00 → FFBB
2	$11,937	$238.60	$10,830	$1,347.57	+$1.1K → FFBB
3	$13,017	$243.47	$11,460	$1,539.07	+$1.6K → FFBB
4	$14,176	$248.11	$12,275	$1,777.84	+$1.9K → FFBB
5	$15,421	$252.53	$13,323	$2,078.95	+$2.1K → FFBB
6	$16,757	$256.74	$14,667	$2,463.34	+$2.1K → FFBB
7	$18,191	$260.73	$16,396	$2,960.57	+$1.8K → FFBB
8	$19,728	$264.52	$18,631	$3,612.97	+$1.1K → FFBB
9← crossover	$21,378	$268.12	$21,548	$4,482.15	$170.00 → QYLD
10	$23,145	$271.52	$25,398	$5,659.31	$2.3K → QYLD

FFBB vs QYLD: Complete Analysis 2026

FFBB — Stock

FFB Bancorp operates as a bank holding company for FFB Bank that provides various banking products and services for individuals and small and middle-market businesses in the United States. The company offers checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. It also provides residential real estate loans, commercial loans, small business loans, commercial real estate and construction loans, agricultural loans and lines of credit, farmer mac loans, and equipment leasing services. In addition, the company offers debit and credit cards; and online and mobile banking, online bill pay, cash management, remote deposit capture, and merchant services; and permanent and FFBridge multifamily financing, and broker resources, as well as business manager solutions. The company was formerly known as Communities First Financial Corporation and changed its name to FFB Bancorp in May 2023. FFB Bancorp was founded in 2005 and is based in Fresno, California.

Full FFBB Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.