HomeCompareFFBB vs XYLD

FFBB vs XYLD: Dividend Comparison 2026

FFBB yields 2.34% · XYLD yields 11.20%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 XYLD wins by $2.7K in total portfolio value· pulled ahead in Year 5
10 years
FFBB
FFBB
● Live price
2.34%
Share price
$85.65
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.1K
Annual income
$271.52
Full FFBB calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
11.20%
Share price
$38.36
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.9K
Annual income
$3,351.03
Full XYLD calculator →

Portfolio growth — FFBB vs XYLD

📍 XYLD pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFFBBXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, FFBB + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FFBB pays
XYLD pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FFBB
Annual income on $10K today (after 15% tax)
$198.48/yr
After 10yr DRIP, annual income (after tax)
$230.79/yr
XYLD
Annual income on $10K today (after 15% tax)
$952.37/yr
After 10yr DRIP, annual income (after tax)
$2,848.38/yr
At 15% tax rate, XYLD beats the other by $2,617.58/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FFBB + XYLD for your $10,000?

FFBB: 50%XYLD: 50%
100% XYLD50/50100% FFBB
Portfolio after 10yr
$24.5K
Annual income
$1,811.27/yr
Blended yield
7.39%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FFBB buys
0
XYLD buys
0
No recent congressional trades found for FFBB or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFFBBXYLD
Forward yield2.34%11.20%
Annual dividend / share$2.00$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$23.1K$25.9K
Annual income after 10y$271.52$3,351.03
Total dividends collected$2.5K$20.2K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: FFBB vs XYLD ($10,000, DRIP)

YearFFBB PortfolioFFBB Income/yrXYLD PortfolioXYLD Income/yrGap
1$10,934$233.51$10,840$1,120.44+$94.00FFBB
2$11,937$238.60$11,786$1,249.59+$151.00FFBB
3$13,017$243.47$12,854$1,397.78+$163.00FFBB
4$14,176$248.11$14,063$1,568.33+$113.00FFBB
5← crossover$15,421$252.53$15,434$1,765.19$13.00XYLD
6$16,757$256.74$16,995$1,993.14$238.00XYLD
7$18,191$260.73$18,777$2,257.95$586.00XYLD
8$19,728$264.52$20,818$2,566.58$1.1KXYLD
9$21,378$268.12$23,163$2,927.50$1.8KXYLD
10$23,145$271.52$25,865$3,351.03$2.7KXYLD

FFBB vs XYLD: Complete Analysis 2026

FFBBStock

FFB Bancorp operates as a bank holding company for FFB Bank that provides various banking products and services for individuals and small and middle-market businesses in the United States. The company offers checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. It also provides residential real estate loans, commercial loans, small business loans, commercial real estate and construction loans, agricultural loans and lines of credit, farmer mac loans, and equipment leasing services. In addition, the company offers debit and credit cards; and online and mobile banking, online bill pay, cash management, remote deposit capture, and merchant services; and permanent and FFBridge multifamily financing, and broker resources, as well as business manager solutions. The company was formerly known as Communities First Financial Corporation and changed its name to FFB Bancorp in May 2023. FFB Bancorp was founded in 2005 and is based in Fresno, California.

Full FFBB Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
📬

Get this FFBB vs XYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

FFBB vs SCHDFFBB vs JEPIFFBB vs OFFBB vs KOFFBB vs MAINFFBB vs QYLDFFBB vs JEPQFFBB vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.