HomeCompareFRC vs PM

FRC vs PM: Dividend Comparison 2026

FRC yields 23.08% · PM yields 3.49%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 FRC wins by $2561601.92M in total portfolio value
10 years
FRC
FRC
● Live price
23.08%
Share price
$3.51
Annual div
$0.81
5Y div CAGR
83%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2561601.97M
Annual income
$2,510,790,767,801.48
Full FRC calculator →
PM
Philip Morris International
● Live price
3.49%
Share price
$164.83
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,502.61
Full PM calculator →

Portfolio growth — FRC vs PM

📍 FRC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodFRCPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, FRC + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
FRC pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

FRC
Annual income on $10K today (after 15% tax)
$1,961.54/yr
After 10yr DRIP, annual income (after tax)
$2,134,172,152,631.26/yr
PM
Annual income on $10K today (after 15% tax)
$297.03/yr
After 10yr DRIP, annual income (after tax)
$2,127.22/yr
At 15% tax rate, FRC beats the other by $2,134,172,150,504.04/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of FRC + PM for your $10,000?

FRC: 50%PM: 50%
100% PM50/50100% FRC
Portfolio after 10yr
$1280801.01M
Annual income
$1,255,395,385,152.05/yr
Blended yield
98.02%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

FRC
Analyst Ratings
12
Buy
19
Hold
3
Sell
Consensus: Hold
Price Target
$167.33
+4667.2% upside vs current
Range: $8.00 — $250.00
Altman Z
-0.4
Piotroski
4/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.9% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

FRC buys
0
PM buys
0
No recent congressional trades found for FRC or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricFRCPM
Forward yield23.08%3.49%
Annual dividend / share$0.81$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR83%17.2%
Portfolio after 10y$2561601.97M$49.6K
Annual income after 10y$2,510,790,767,801.48$2,502.61
Total dividends collected$2558167.96M$11.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy
Analyst price target$167.33$194.30

Year-by-year: FRC vs PM ($10,000, DRIP)

YearFRC PortfolioFRC Income/yrPM PortfolioPM Income/yrGap
1← crossover$14,923$4,223.08$11,650$409.56+$3.3KFRC
2$26,746$10,778.41$13,592$497.49+$13.2KFRC
3$61,657$33,038.79$15,882$605.21+$45.8KFRC
4$196,234$130,260.92$18,589$737.41+$177.6KFRC
5$919,013$709,043.01$21,794$899.94+$897.2KFRC
6$6,662,548$5,679,203.20$25,597$1,100.16+$6.64MFRC
7$77,545,223$70,416,297.60$30,118$1,347.30+$77.52MFRC
8$1,484,673,890$1,401,700,500.55$35,505$1,652.97+$1484.64MFRC
9$47,487,108,109$45,898,507,046.81$41,940$2,031.88+$47487.07MFRC
10$2,561,601,973,478$2,510,790,767,801.48$49,643$2,502.61+$2561601.92MFRC

FRC vs PM: Complete Analysis 2026

FRCStock

First Republic Bank, together with its subsidiaries, provides private banking, private business banking, and private wealth management services to clients in metropolitan areas in the United States. It operates in two segments, Commercial Banking and Wealth Management. The company accepts deposit products, such as noninterest-bearing checking, interest-bearing checking, money market checking accounts, money market savings accounts, and passbook accounts, as well as certificates of deposit. It also offers a range of lending products that comprise residential mortgage loans, home equity lines of credit, multifamily loans, commercial real estate and construction loans, personal and business loans, single family construction loans, and other loans and lines of credit to businesses and individuals. The company's loans are secured by single family residences, multifamily buildings, and commercial real estate properties. In addition, it provides wealth management services, which include various investment strategies and products, online investment management, trust and custody, full service and online brokerage, financial and estate planning, and access to alternative investments, as well as investing, insurance, and foreign exchange services. Further, the company offers online and mobile banking services; refinancing services; and ATM and debit cards. As of December 31, 2021, it offered its services through 82 licensed deposit taking offices primarily in the San Francisco, Palo Alto, Los Angeles, Santa Barbara, Newport Beach and San Diego, California; Portland, Oregon; Boston, Massachusetts; Palm Beach, Florida; Greenwich, Connecticut; New York, New York; and Jackson, Wyoming. It also has 12 additional offices that offer lending, wealth management, or trust services. First Republic Bank was founded in 1985 and is headquartered in San Francisco, California.

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PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.