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GFED vs BTI: Dividend Comparison 2026

GFED yields 29.62% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 GFED wins by $39199777.09M in total portfolio value
10 years
GFED
GFED
● Live price
29.62%
Share price
$31.43
Annual div
$9.31
5Y div CAGR
86.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$39199777.13M
Annual income
$38,689,530,059,543.64
Full GFED calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — GFED vs BTI

📍 GFED pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodGFEDBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, GFED + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
GFED pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

GFED
Annual income on $10K today (after 15% tax)
$2,517.34/yr
After 10yr DRIP, annual income (after tax)
$32,886,100,550,612.09/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, GFED beats the other by $32,886,100,548,243.45/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of GFED + BTI for your $10,000?

GFED: 50%BTI: 50%
100% BTI50/50100% GFED
Portfolio after 10yr
$19599888.58M
Annual income
$19,344,765,031,165.14/yr
Blended yield
98.70%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

GFED
No analyst data
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

GFED buys
0
BTI buys
0
No recent congressional trades found for GFED or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricGFEDBTI
Forward yield29.62%5.38%
Annual dividend / share$9.31$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR86.3%11.3%
Portfolio after 10y$39199777.13M$37.7K
Annual income after 10y$38,689,530,059,543.64$2,786.64
Total dividends collected$39165669.31M$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: GFED vs BTI ($10,000, DRIP)

YearGFED PortfolioGFED Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$16,217$5,517.41$11,299$598.92+$4.9KGFED
2$32,932$15,579.21$12,794$703.91+$20.1KGFED
3$90,319$55,081.93$14,518$829.07+$75.8KGFED
4$359,669$263,027.62$16,513$978.64+$343.2KGFED
5$2,208,549$1,823,703.68$18,827$1,157.84+$2.19MGFED
6$21,861,034$19,497,886.34$21,518$1,373.12+$21.84MGFED
7$359,422,959$336,031,652.72$24,657$1,632.46+$359.40MGFED
8$10,003,902,648$9,619,320,081.11$28,329$1,945.74+$10003.87MGFED
9$476,866,418,368$466,162,242,534.98$32,637$2,325.33+$476866.39MGFED
10$39,199,777,127,197$38,689,530,059,543.64$37,708$2,786.64+$39199777.09MGFED

GFED vs BTI: Complete Analysis 2026

GFEDStock

Guaranty Federal Bancshares, Inc. operates as the bank holding company for Guaranty Bank that provides a range of banking and mortgage services to individual and corporate customers in southwest Missouri. The company's deposit products include checking accounts, money market accounts, savings accounts, fixed-term certificates of deposit, and individual retirement accounts, as well as demand deposits and NOW accounts. Its loan portfolio comprises commercial real estate loans, one-to four-family mortgage loans, multi-family residential mortgage loans, and construction loans, as well as agriculture, small business administration, and business loans; and consumer and other loans, such as loans secured by certificates of deposit, automobiles, recreational vehicles, boat loans, and home equity loans. The company also invests in mortgage-backed securities, U.S. Government and federal agency securities, and other marketable securities. As of January 20, 2022, it had 16 full-service branches in Greene, Christian, Jasper, and Newton counties; a loan production office in Webster County; and approximately 37,000 ATMs. Guaranty Federal Bancshares, Inc. was founded in 1913 and is based in Springfield, Missouri.

Full GFED Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.