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HCDI vs ADC: Dividend Comparison 2026

HCDI yields 1005.03% · ADC yields 4.13%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HCDI wins by $2.018057914051105e+23M in total portfolio value
10 years
HCDI
HCDI
● Live price
1005.03%
Share price
$0.20
Annual div
$2.00
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$2.018057914051105e+23M
Annual income
$201,767,224,790,193,330,000,000,000,000.00
Full HCDI calculator →
ADC
Agree Realty Corporation
● Live price
4.13%
Share price
$74.97
Annual div
$3.10
5Y div CAGR
40.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$178.9K
Annual income
$80,797.29
Full ADC calculator →

Portfolio growth — HCDI vs ADC

📍 HCDI pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHCDIADC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, HCDI + ADC cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
HCDI pays
ADC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HCDI
Annual income on $10K today (after 15% tax)
$85,427.14/yr
After 10yr DRIP, annual income (after tax)
$171,502,141,071,664,300,000,000,000,000.00/yr
ADC
Annual income on $10K today (after 15% tax)
$351.36/yr
After 10yr DRIP, annual income (after tax)
$68,677.70/yr
At 15% tax rate, HCDI beats the other by $171,502,141,071,664,300,000,000,000,000.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HCDI + ADC for your $10,000?

HCDI: 50%ADC: 50%
100% ADC50/50100% HCDI
Portfolio after 10yr
$1.0090289570255525e+23M
Annual income
$100,883,612,395,096,670,000,000,000,000.00/yr
Blended yield
99.98%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADC right now

HCDI
No analyst data
Altman Z
0.1
Piotroski
1/9
ADC
Analyst Ratings
1
Strong
22
Buy
9
Hold
Consensus: Buy
Price Target
$81.06
+8.1% upside vs current
Range: $75.00 — $84.50
Altman Z
1.6
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HCDI buys
0
ADC buys
0
No recent congressional trades found for HCDI or ADC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHCDIADC
Forward yield1005.03% ✓4.13%
Annual dividend / share$2.00$3.10 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100% ✓40.4%
Portfolio after 10y$2.018057914051105e+23M$178.9K ✓
Annual income after 10y$201,767,224,790,193,330,000,000,000,000.00 ✓$80,797.29
Total dividends collected$2.0180326751285186e+23M$156.7K ✓
Payment frequencyquarterlymonthly
SectorStockREIT

Year-by-year: HCDI vs ADC ($10,000, DRIP)

YearHCDI PortfolioHCDI Income/yrADC PortfolioADC Income/yrGap
1← crossover$211,705$201,005.03$10,990$580.36+$200.7K → HCDI
2$8,180,501$7,953,976.43$12,301$860.26+$8.17M → HCDI
3$583,238,862$574,485,726.27$14,104$1,298.62+$583.22M → HCDI
4$77,182,320,035$76,558,254,452.40$16,691$2,008.16+$77182.30M → HCDI
5$19,019,516,912,574$18,936,931,830,136.57$20,580$3,205.09+$19019516.89M → HCDI
6$8,742,780,759,918,048$8,722,429,876,821,594.00$26,754$5,330.02+$8742780759.89M → HCDI
7$7,503,701,998,123,799,000$7,494,347,222,710,686,000.00$37,196$9,345.14+$7503701998123.76M → HCDI
8$12,030,839,931,215,220,000,000$12,022,810,970,077,226,000,000.00$56,244$17,523.09+$12030839931215220.00M → HCDI
9$36,043,565,343,171,823,000,000,000$36,030,692,344,445,424,000,000,000.00$94,286$35,736.21+$36043565343171821568.00M → HCDI
10$201,805,791,405,110,500,000,000,000,000$201,767,224,790,193,330,000,000,000,000.00$178,949$80,797.29+$2.018057914051105e+23M → HCDI

HCDI vs ADC: Complete Analysis 2026

HCDI — Stock

Harbor Custom Development, Inc. operates as a real estate development company in Washington, California, Texas, and Florida. The company is involved in land acquisition, entitlements, development, construction of project infrastructure, single and multi-family vertical construction, marketing, sales, and management of various residential projects. It undertakes projects, such as residential lots, home communities, townhomes, and multi-story condominium or apartment properties The company was formerly known as Harbor Custom Homes, Inc. and changed its name to Harbor Custom Development, Inc. in August 2019. Harbor Custom Development, Inc. was incorporated in 2014 and is based in Gig Harbor, Washington.

Full HCDI Calculator →

ADC — REIT

Agree Realty Corporation is a publicly traded real estate investment trust primarily engaged in the acquisition and development of properties net leased to industry-leading retail tenants. As of September 30, 2020, the Company owned and operated a portfolio of 1,027 properties, located in 45 states and containing approximately 21.0 million square feet of gross leasable area. The Company's common stock is listed on the New York Stock Exchange under the symbol ADC.

Full ADC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.