HomeCompareHCDIW vs GBDC

HCDIW vs GBDC: Dividend Comparison 2026

HCDIW yields 133333.33% · GBDC yields 11.85%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 HCDIW wins by $3.0488855148678793e+44M in total portfolio value
10 years
HCDIW
HCDIW
● Live price
133333.33%
Share price
$0.00
Annual div
$2.00
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$3.0488855148678793e+44M
Annual income
$304,888,112,208,665,100,000,000,000,000,000,000,000,000,000,000,000.00
Full HCDIW calculator →
GBDC
GBDC
● Live price
11.85%
Share price
$12.66
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.78M
Annual income
$16,389,263.41
Full GBDC calculator →

Portfolio growth — HCDIW vs GBDC

📍 HCDIW pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHCDIWGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HCDIW + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HCDIW pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HCDIW
Annual income on $10K today (after 15% tax)
$11,333,333.33/yr
After 10yr DRIP, annual income (after tax)
$259,154,895,377,365,320,000,000,000,000,000,000,000,000,000,000,000.00/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.11/yr
After 10yr DRIP, annual income (after tax)
$13,930,873.90/yr
At 15% tax rate, HCDIW beats the other by $259,154,895,377,365,320,000,000,000,000,000,000,000,000,000,000,000.00/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of HCDIW + GBDC for your $10,000?

HCDIW: 50%GBDC: 50%
100% GBDC50/50100% HCDIW
Portfolio after 10yr
$1.5244427574339397e+44M
Annual income
$152,444,056,104,332,540,000,000,000,000,000,000,000,000,000,000,000.00/yr
Blended yield
100.00%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

HCDIW
No analyst data
Altman Z
-1.5
Piotroski
4/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.6% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HCDIW buys
0
GBDC buys
0
No recent congressional trades found for HCDIW or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHCDIWGBDC
Forward yield133333.33%11.85%
Annual dividend / share$2.00$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%51.1%
Portfolio after 10y$3.0488855148678793e+44M$20.78M
Annual income after 10y$304,888,112,208,665,100,000,000,000,000,000,000,000,000,000,000,000.00$16,389,263.41
Total dividends collected$3.048885227488945e+44M$20.36M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: HCDIW vs GBDC ($10,000, DRIP)

YearHCDIW PortfolioHCDIW Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$26,677,367$26,666,666.67$12,490$1,790.28+$26.66MHCDIW
2$132,999,842,809$132,971,298,027.00$16,522$3,157.73+$132999.83MHCDIW
3$1,239,259,254,513,622$1,239,116,944,681,815.80$23,578$5,898.68+$1239259254.49MHCDIW
4$21,582,226,239,440,925,000$21,580,900,232,038,593,000.00$37,115$11,886.75+$21582226239440.89MHCDIW
5$702,528,781,020,303,100,000,000$702,505,688,038,226,900,000,000.00$66,136$26,423.57+$702528781020303104.00MHCDIW
6$42,743,647,625,325,030,000,000,000,000$42,742,895,919,529,340,000,000,000,000.00$137,257$66,491.44+$4.274364762532503e+22MHCDIW
7$4,860,956,193,335,125,400,000,000,000,000,000$4,860,910,457,632,166,000,000,000,000,000,000.00$341,734$194,868.54+$4.8609561933351255e+27MHCDIW
8$1,033,275,546,511,405,500,000,000,000,000,000,000,000$1,033,270,345,288,278,500,000,000,000,000,000,000,000.00$1,050,788$685,133.02+$1.0332755465114056e+33MHCDIW
9$410,540,301,743,708,800,000,000,000,000,000,000,000,000,000$410,539,196,138,873,960,000,000,000,000,000,000,000,000,000.00$4,099,314$2,974,971.01+$4.1054030174370874e+38MHCDIW
10$304,888,551,486,787,940,000,000,000,000,000,000,000,000,000,000,000$304,888,112,208,665,100,000,000,000,000,000,000,000,000,000,000,000.00$20,775,530$16,389,263.41+$3.0488855148678793e+44MHCDIW

HCDIW vs GBDC: Complete Analysis 2026

HCDIWStock

Harbor Custom Development, Inc. operates as a real estate development company in Washington, California, Texas, and Florida. The company is involved in land development cycle, which includes land acquisition, entitlement, development, and construction of project infrastructure; single and multi-family vertical construction; and marketing and sale of various residential projects. It also undertakes projects, such as residential lots, home communities, townhomes, and multi-story apartment properties. The company was formerly known as Harbor Custom Homes, Inc. and changed its name to Harbor Custom Development, Inc. in August 2019. Harbor Custom Development, Inc. was incorporated in 2014 and is headquartered in Tacoma, Washington. On December 11, 2023, Harbor Custom Development, Inc., along with its affiliates, filed a voluntary petition for reorganization under Chapter 11 in the U.S. Bankruptcy Court for the Western District of Washington.

Full HCDIW Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.