Is HDALF or BTI a better dividend investment in 2026?

HDALF currently yields 5.46% with a 5% 5-year dividend growth rate. BTI yields 5.38% with 5% growth. The better choice depends on your goal: HDALF offers higher current income.

What is the dividend yield difference between HDALF and BTI?

HDALF has a forward dividend yield of 5.46% ($0.11/share annually). BTI yields 5.38% ($3.15/share annually). The yield gap is 0.08 percentage points.

Home › Compare › HDALF vs BTI

HDALF vs BTI: Dividend Comparison 2026

HDALF yields 5.46% · BTI yields 5.38%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 HDALF wins by $10143.30M in total portfolio value

INVESTMENT

TIME HORIZON10 years

HDALF

● Live price

5.46%

Share price

$1.98

Annual div

$0.11

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$10143.34M

Annual income

$9,798,437,144.21

Full HDALF calculator →

BTI

● Live price

5.38%

Share price

$58.47

Annual div

$3.15

5Y div CAGR

11.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.7K

Annual income

$2,786.64

Full BTI calculator →

Portfolio growth — HDALF vs BTI

📍 HDALF pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HDALF	BTI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, HDALF + BTI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HDALF pays

BTI pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HDALF

Annual income on $10K today (after 15% tax)

$463.89/yr

After 10yr DRIP, annual income (after tax)

$8,328,671,572.58/yr

BTI

Annual income on $10K today (after 15% tax)

$457.40/yr

After 10yr DRIP, annual income (after tax)

$2,368.64/yr

At 15% tax rate, HDALF beats the other by $8,328,669,203.93/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of HDALF + BTI for your $10,000?

HDALF: 50%BTI: 50%

100% BTI50/50100% HDALF

Portfolio after 10yr

$5071.69M

Annual income

$4,899,219,965.43/yr

Blended yield

96.60%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

HDALF

Analyst Ratings

Hold

Consensus: Hold

Price Target

$1.00

-49.5% upside vs current

Range: $1.00 — $1.00

Altman Z

9.5

Piotroski

8/9

BTI

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$40.00

-31.6% upside vs current

Range: $40.00 — $40.00

Altman Z

2.1

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HDALF buys

BTI buys

No recent congressional trades found for HDALF or BTI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHDALFBTI

Forward yield	5.46% ✓	5.38%
Annual dividend / share	$0.11	$3.15 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	11.3%
Portfolio after 10y	$10143.34M ✓	$37.7K
Annual income after 10y	$9,798,437,144.21 ✓	$2,786.64
Total dividends collected	$10119.29M ✓	$14.3K
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples
Analyst consensus	Hold	Buy
Analyst price target	$1.00	$40.00 ✓

Year-by-year: HDALF vs BTI ($10,000, DRIP)

Year	HDALF Portfolio	HDALF Income/yr	BTI Portfolio	BTI Income/yr	Gap
1← crossover	$11,792	$1,091.52	$11,299	$598.92	+$493.00 → HDALF
2	$15,023	$2,405.72	$12,794	$703.91	+$2.2K → HDALF
3	$21,803	$5,728.86	$14,518	$829.07	+$7.3K → HDALF
4	$38,871	$15,541.27	$16,513	$978.64	+$22.4K → HDALF
5	$93,380	$51,788.78	$18,827	$1,157.84	+$74.6K → HDALF
6	$332,467	$232,549.89	$21,518	$1,373.12	+$310.9K → HDALF
7	$1,903,328	$1,547,588.10	$24,657	$1,632.46	+$1.88M → HDALF
8	$18,596,809	$16,560,248.11	$28,329	$1,945.74	+$18.57M → HDALF
9	$322,337,684	$302,439,098.33	$32,637	$2,325.33	+$322.31M → HDALF
10	$10,143,338,466	$9,798,437,144.21	$37,708	$2,786.64	+$10143.30M → HDALF

HDALF vs BTI: Complete Analysis 2026

HDALF — Stock

Haidilao International Holding Ltd., an investment holding company, engages in the restaurant chain operation and delivery businesses. It operates a Haidilao branded Chinese cuisine restaurant that focuses on hot pot cuisine. The company is also involved in the sale of condiment products and food ingredients; logistics and wholesale trade activities; management consultation; financial management; provision of food research, development, and technology services; and trading businesses. As of December 31, 2021, it owned and operated 1,443 restaurants, which included 1,329 restaurants in Mainland China, as well as 114 restaurants in Hong Kong, Macao, Taiwan, Singapore, Vietnam, Malaysia, Indonesia, South Korea, Japan, the United Kingdom, the United States, Canada, and Australia. The company was incorporated in 2015 and is headquartered in Beijing, the People's Republic of China.

Full HDALF Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.