HomeCompareHDLMY vs GBDC

HDLMY vs GBDC: Dividend Comparison 2026

HDLMY yields 1.74% · GBDC yields 11.85%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 HDLMY wins by $15.04M in total portfolio value· pulled ahead in Year 10
10 years
HDLMY
HDLMY
● Live price
1.74%
Share price
$42.62
Annual div
$0.74
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$35.81M
Annual income
$32,253,726.41
Full HDLMY calculator →
GBDC
GBDC
● Live price
11.85%
Share price
$12.66
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.78M
Annual income
$16,389,263.41
Full GBDC calculator →

Portfolio growth — HDLMY vs GBDC

📍 HDLMY pulled ahead of the other in Year 10

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHDLMYGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, HDLMY + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HDLMY pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HDLMY
Annual income on $10K today (after 15% tax)
$148.02/yr
After 10yr DRIP, annual income (after tax)
$27,415,667.45/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.11/yr
After 10yr DRIP, annual income (after tax)
$13,930,873.90/yr
At 15% tax rate, HDLMY beats the other by $13,484,793.55/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HDLMY + GBDC for your $10,000?

HDLMY: 50%GBDC: 50%
100% GBDC50/50100% HDLMY
Portfolio after 10yr
$28.29M
Annual income
$24,321,494.91/yr
Blended yield
85.96%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

HDLMY
Analyst Ratings
1
Sell
Consensus: Sell
Altman Z
2.0
Piotroski
6/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.6% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HDLMY buys
0
GBDC buys
0
No recent congressional trades found for HDLMY or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHDLMYGBDC
Forward yield1.74%11.85%
Annual dividend / share$0.74$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%51.1%
Portfolio after 10y$35.81M$20.78M
Annual income after 10y$32,253,726.41$16,389,263.41
Total dividends collected$35.51M$20.36M
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusSellBuy

Year-by-year: HDLMY vs GBDC ($10,000, DRIP)

YearHDLMY PortfolioHDLMY Income/yrGBDC PortfolioGBDC Income/yrGap
1$11,048$348.28$12,490$1,790.28$1.4KGBDC
2$12,541$719.24$16,522$3,157.73$4.0KGBDC
3$14,945$1,525.99$23,578$5,898.68$8.6KGBDC
4$19,390$3,399.05$37,115$11,886.75$17.7KGBDC
5$28,990$8,243.11$66,136$26,423.57$37.1KGBDC
6$54,056$23,036.37$137,257$66,491.44$83.2KGBDC
7$138,128$80,288.13$341,734$194,868.54$203.6KGBDC
8$531,271$383,473.55$1,050,788$685,133.02$519.5KGBDC
9$3,325,324$2,756,864.73$4,099,314$2,974,971.01$774.0KGBDC
10← crossover$35,811,823$32,253,726.41$20,775,530$16,389,263.41+$15.04MHDLMY

HDLMY vs GBDC: Complete Analysis 2026

HDLMYStock

Heidelberg Materials AG, together with its subsidiaries, produces and distributes cement, aggregates, ready-mixed concrete, and asphalt worldwide. It provides cement products; natural stone aggregates, including sand and gravel; crushed aggregates comprising stone chippings and crushed stones; and ready-mixed concrete for use in the construction of tunnels or bridges, office buildings, or schools, as well as to produce precast concrete parts, such as stairs, ceiling elements, or structural components. The company offers asphalt; and trades in cement, clinker, secondary cementitious materials, solid, alternative fuels, other building materials, and additives. The company was formerly known as HeidelbergCement AG and changed its name to Heidelberg Materials AG in May 2023. Heidelberg Materials AG was founded in 1873 and is headquartered in Heidelberg, Germany.

Full HDLMY Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.