HomeCompareHMCBF vs JEPI

HMCBF vs JEPI: Dividend Comparison 2026

HMCBF yields 1.38% · JEPI yields 8.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HMCBF wins by $14.43M in total portfolio value· pulled ahead in Year 3
10 years
HMCBF
HMCBF
● Live price
1.38%
Share price
$32.52
Annual div
$0.45
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$14.46M
Annual income
$12,699,403.13
Full HMCBF calculator →
JEPI
JPMorgan Equity Premium Income ETF
● Live price
8.40%
Share price
$56.68
Annual div
$4.76
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$29.0K
Annual income
$1,528.62
Full JEPI calculator →

Portfolio growth — HMCBF vs JEPI

📍 HMCBF pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHMCBFJEPI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HMCBF + JEPI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HMCBF pays
JEPI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HMCBF
Annual income on $10K today (after 15% tax)
$117.62/yr
After 10yr DRIP, annual income (after tax)
$10,794,492.66/yr
JEPI
Annual income on $10K today (after 15% tax)
$714.16/yr
After 10yr DRIP, annual income (after tax)
$1,299.33/yr
At 15% tax rate, HMCBF beats the other by $10,793,193.33/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HMCBF + JEPI for your $10,000?

HMCBF: 50%JEPI: 50%
100% JEPI50/50100% HMCBF
Portfolio after 10yr
$7.25M
Annual income
$6,350,465.88/yr
Blended yield
87.64%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HMCBF buys
0
JEPI buys
0
No recent congressional trades found for HMCBF or JEPI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHMCBFJEPI
Forward yield1.38%8.40%
Annual dividend / share$0.45$4.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$14.46M$29.0K
Annual income after 10y$12,699,403.13$1,528.62
Total dividends collected$14.30M$11.7K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: HMCBF vs JEPI ($10,000, DRIP)

YearHMCBF PortfolioHMCBF Income/yrJEPI PortfolioJEPI Income/yrGap
1$10,977$276.75$11,260$840.19$283.00JEPI
2$12,313$567.82$12,641$907.94$328.00JEPI
3← crossover$14,365$1,190.55$14,150$978.20+$215.00HMCBF
4$17,967$2,596.26$15,795$1,050.85+$2.2KHMCBF
5$25,295$6,069.57$17,584$1,125.74+$7.7KHMCBF
6$43,037$15,971.64$19,526$1,202.74+$23.5KHMCBF
7$96,843$50,793.60$21,628$1,281.69+$75.2KHMCBF
8$317,262$213,640.47$23,898$1,362.43+$293.4KHMCBF
9$1,647,690$1,308,218.71$26,347$1,444.79+$1.62MHMCBF
10$14,462,431$12,699,403.13$28,982$1,528.62+$14.43MHMCBF

HMCBF vs JEPI: Complete Analysis 2026

HMCBFStock

Home Capital Group Inc., through its subsidiary, Home Trust Company, provides residential and nonresidential mortgage lending, securitization of residential mortgage products, consumer lending, and credit card services in Canada. It offers deposits through brokers and financial planners under the Oaken Financial brand. The company also provides credit card and line of credit services, including Equityline Visa product, a home equity line of credit that is secured by residential property; and cash-secured and unsecured credit card products. In addition, it offers consumer retail lending services for durable household goods, such as water heaters and larger-ticket home improvement items; and consumer loans. Further, the company manages a treasury portfolio. Additionally, the company offers various lending and savings solutions. The company operates through offices in Ontario, Alberta, British Columbia, Nova Scotia, and Quebec. Home Capital Group Inc. was founded in 1986 and is based in Toronto, Canada.

Full HMCBF Calculator →

JEPIETF

The fund seeks to provide the majority of the returns associated with its primary benchmark, the Standard & Poor's 500 Total Return Index (S&P 500 Index), while exposing investors to less risk through lower volatility and still offering incremental income. Under normal circumstances, the fund invests at least 80% of its assets in equity securities. It may also invest in other equity securities not included in the S&P 500 Index.

Full JEPI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.