HomeCompareHMCBF vs JEPQ

HMCBF vs JEPQ: Dividend Comparison 2026

HMCBF yields 1.38% · JEPQ yields 11.10%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HMCBF wins by $14.42M in total portfolio value· pulled ahead in Year 5
10 years
HMCBF
HMCBF
● Live price
1.38%
Share price
$32.52
Annual div
$0.45
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$14.46M
Annual income
$12,699,403.13
Full HMCBF calculator →
JEPQ
JPMorgan Nasdaq Equity Premium Income ETF
● Live price
11.10%
Share price
$55.52
Annual div
$6.16
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$44.8K
Annual income
$2,152.59
Full JEPQ calculator →

Portfolio growth — HMCBF vs JEPQ

📍 HMCBF pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHMCBFJEPQ
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, HMCBF + JEPQ cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HMCBF pays
JEPQ pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HMCBF
Annual income on $10K today (after 15% tax)
$117.62/yr
After 10yr DRIP, annual income (after tax)
$10,794,492.66/yr
JEPQ
Annual income on $10K today (after 15% tax)
$943.83/yr
After 10yr DRIP, annual income (after tax)
$1,829.70/yr
At 15% tax rate, HMCBF beats the other by $10,792,662.96/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HMCBF + JEPQ for your $10,000?

HMCBF: 50%JEPQ: 50%
100% JEPQ50/50100% HMCBF
Portfolio after 10yr
$7.25M
Annual income
$6,350,777.86/yr
Blended yield
87.55%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HMCBF buys
0
JEPQ buys
0
No recent congressional trades found for HMCBF or JEPQ in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHMCBFJEPQ
Forward yield1.38%11.10%
Annual dividend / share$0.45$6.16
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$14.46M$44.8K
Annual income after 10y$12,699,403.13$2,152.59
Total dividends collected$14.30M$16.3K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: HMCBF vs JEPQ ($10,000, DRIP)

YearHMCBF PortfolioHMCBF Income/yrJEPQ PortfolioJEPQ Income/yrGap
1$10,977$276.75$11,930$1,110.39$953.00JEPQ
2$12,313$567.82$14,133$1,224.34$1.8KJEPQ
3$14,365$1,190.55$16,632$1,340.46$2.3KJEPQ
4$17,967$2,596.26$19,454$1,457.97$1.5KJEPQ
5← crossover$25,295$6,069.57$22,626$1,576.08+$2.7KHMCBF
6$43,037$15,971.64$26,175$1,694.09+$16.9KHMCBF
7$96,843$50,793.60$30,133$1,811.32+$66.7KHMCBF
8$317,262$213,640.47$34,531$1,927.17+$282.7KHMCBF
9$1,647,690$1,308,218.71$39,403$2,041.08+$1.61MHMCBF
10$14,462,431$12,699,403.13$44,787$2,152.59+$14.42MHMCBF

HMCBF vs JEPQ: Complete Analysis 2026

HMCBFStock

Home Capital Group Inc., through its subsidiary, Home Trust Company, provides residential and nonresidential mortgage lending, securitization of residential mortgage products, consumer lending, and credit card services in Canada. It offers deposits through brokers and financial planners under the Oaken Financial brand. The company also provides credit card and line of credit services, including Equityline Visa product, a home equity line of credit that is secured by residential property; and cash-secured and unsecured credit card products. In addition, it offers consumer retail lending services for durable household goods, such as water heaters and larger-ticket home improvement items; and consumer loans. Further, the company manages a treasury portfolio. Additionally, the company offers various lending and savings solutions. The company operates through offices in Ontario, Alberta, British Columbia, Nova Scotia, and Quebec. Home Capital Group Inc. was founded in 1986 and is based in Toronto, Canada.

Full HMCBF Calculator →

JEPQETF

The fund seeks to achieve this objective by (1) creating an actively managed portfolio of equity securities comprised significantly of those included in the fund’s primary benchmark, the Nasdaq-100 Index (the Benchmark), and (2) through equity-linked notes (ELNs), selling call options with exposure to the Benchmark. It is non-diversified.

Full JEPQ Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.