HomeCompareHMCBF vs QSR

HMCBF vs QSR: Dividend Comparison 2026

HMCBF yields 1.38% · QSR yields 3.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 HMCBF wins by $14.44M in total portfolio value· pulled ahead in Year 2
10 years
HMCBF
HMCBF
● Live price
1.38%
Share price
$32.52
Annual div
$0.45
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$14.46M
Annual income
$12,699,403.13
Full HMCBF calculator →
QSR
QSR
● Live price
3.40%
Share price
$73.90
Annual div
$2.51
5Y div CAGR
-0.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.7K
Annual income
$386.99
Full QSR calculator →

Portfolio growth — HMCBF vs QSR

📍 HMCBF pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHMCBFQSR
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, HMCBF + QSR cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HMCBF pays
QSR pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HMCBF
Annual income on $10K today (after 15% tax)
$117.62/yr
After 10yr DRIP, annual income (after tax)
$10,794,492.66/yr
QSR
Annual income on $10K today (after 15% tax)
$288.70/yr
After 10yr DRIP, annual income (after tax)
$328.94/yr
At 15% tax rate, HMCBF beats the other by $10,794,163.72/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HMCBF + QSR for your $10,000?

HMCBF: 50%QSR: 50%
100% QSR50/50100% HMCBF
Portfolio after 10yr
$7.24M
Annual income
$6,349,895.06/yr
Blended yield
87.66%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on QSR right now

HMCBF
No analyst data
Altman Z
0.3
Piotroski
7/9
QSR
Analyst Ratings
27
Buy
15
Hold
2
Sell
Consensus: Buy
Price Target
$81.57
+10.4% upside vs current
Range: $71.00 — $90.00
Altman Z
1.4
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HMCBF buys
0
QSR buys
0
No recent congressional trades found for HMCBF or QSR in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHMCBFQSR
Forward yield1.38%3.40%
Annual dividend / share$0.45$2.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%-0.8%
Portfolio after 10y$14.46M$24.7K
Annual income after 10y$12,699,403.13$386.99
Total dividends collected$14.30M$3.7K
Payment frequencyquarterlyquarterly
SectorStockStock

Year-by-year: HMCBF vs QSR ($10,000, DRIP)

YearHMCBF PortfolioHMCBF Income/yrQSR PortfolioQSR Income/yrGap
1$10,977$276.75$11,037$336.93$60.00QSR
2← crossover$12,313$567.82$12,154$344.76+$159.00HMCBF
3$14,365$1,190.55$13,357$351.99+$1.0KHMCBF
4$17,967$2,596.26$14,651$358.62+$3.3KHMCBF
5$25,295$6,069.57$16,041$364.68+$9.3KHMCBF
6$43,037$15,971.64$17,534$370.18+$25.5KHMCBF
7$96,843$50,793.60$19,136$375.14+$77.7KHMCBF
8$317,262$213,640.47$20,856$379.58+$296.4KHMCBF
9$1,647,690$1,308,218.71$22,699$383.52+$1.62MHMCBF
10$14,462,431$12,699,403.13$24,675$386.99+$14.44MHMCBF

HMCBF vs QSR: Complete Analysis 2026

HMCBFStock

Home Capital Group Inc., through its subsidiary, Home Trust Company, provides residential and nonresidential mortgage lending, securitization of residential mortgage products, consumer lending, and credit card services in Canada. It offers deposits through brokers and financial planners under the Oaken Financial brand. The company also provides credit card and line of credit services, including Equityline Visa product, a home equity line of credit that is secured by residential property; and cash-secured and unsecured credit card products. In addition, it offers consumer retail lending services for durable household goods, such as water heaters and larger-ticket home improvement items; and consumer loans. Further, the company manages a treasury portfolio. Additionally, the company offers various lending and savings solutions. The company operates through offices in Ontario, Alberta, British Columbia, Nova Scotia, and Quebec. Home Capital Group Inc. was founded in 1986 and is based in Toronto, Canada.

Full HMCBF Calculator →

QSRStock

Restaurant Brands International Inc. operates as quick service restaurant company in Canada and internationally. It operates through four segments: Tim Hortons (TH), Burger King (BK), Popeyes Louisiana Kitchen (PLK), and Firehouse Subs (FHS). The company owns and franchises TH chain of donut/coffee/tea restaurants that offer blend coffee, tea, and espresso-based hot and cold specialty drinks; and fresh baked goods, including donuts, Timbits, bagels, muffins, cookies and pastries, grilled paninis, classic sandwiches, wraps, soups, and others. It is also involved in owning and franchising BK, a fast food hamburger restaurant chain, which offers flame-grilled hamburgers, chicken and other specialty sandwiches, french fries, soft drinks, and other food items; and PLK quick service restaurants that provide Louisiana style fried chicken, chicken tenders, fried shrimp and other seafood, red beans and rice, and other regional items. In addition, the company owns and franchises FHS restaurants quick service restaurants that offer subs, soft drinks, and local specialties. As of February 15, 2022, the company had approximately 29,000 restaurants in 100 countries under the Tim Hortons, Burger King, Popeyes, And Firehouse Subs brands. Restaurant Brands International Inc. was founded in 1954 and is headquartered in Toronto, Canada.

Full QSR Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.