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HTGC vs IBM: Dividend Comparison 2026

HTGC yields 10.22% · IBM yields 3.06% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 HTGC wins by $26.1K in total portfolio value
10 years
HTGC
Hercules Capital Inc.
10.22%
Share price
$18.40
Annual div
$1.88
5Y div CAGR
4.2%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.7K
Annual income
$3,064.35
Full HTGC calculator →
IBM
International Business Machines
3.06%
Share price
$218.40
Annual div
$6.68
5Y div CAGR
1%
Payout ratio
64%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.6K
Annual income
$410.34
Full IBM calculator →

Portfolio growth — HTGC vs IBM

Annual dividend income

MetricHTGCIBM
Forward yield10.22%3.06%
Annual dividend / share$1.88$6.68
Payout ratio90%64%
1-year div growth5.6%0.6%
5-year div CAGR4.2%1%
Portfolio after 10y$53.7K$27.6K
Annual income after 10y$3,064.35$410.34
Total dividends collected$19.5K$3.6K
Payment frequencyquarterlyquarterly
SectorBDCTechnology

Year-by-year: HTGC vs IBM ($10,000, DRIP)

YearHTGC PortfolioHTGC Income/yrIBM PortfolioIBM Income/yrGap
1$12,045$1,064.65$11,149$308.92+$896.00HTGC
2$14,442$1,216.94$12,406$320.90+$2.0KHTGC
3$17,242$1,384.73$13,781$332.72+$3.5KHTGC
4$20,501$1,568.89$15,283$344.36+$5.2KHTGC
5$24,280$1,770.26$16,923$355.82+$7.4KHTGC
6$28,649$1,989.67$18,711$367.09+$9.9KHTGC
7$33,685$2,227.97$20,661$378.18+$13.0KHTGC
8$39,472$2,485.98$22,786$389.09+$16.7KHTGC
9$46,104$2,764.50$25,100$399.81+$21.0KHTGC
10$53,687$3,064.35$27,618$410.34+$26.1KHTGC

HTGC vs IBM: Complete Analysis 2026

HTGCBDC

Hercules Capital specializes in lending to venture-backed technology and life sciences companies. This unique focus allows it to capture higher yields than traditional BDCs. Strong origination network with leading VC firms. HTGC pays regular plus supplemental dividends, making total yield among the highest in BDC space.

Full HTGC Calculator →

IBMTechnology

IBM is a Dividend Aristocrat with 28+ consecutive years of increases. After spinning off its managed infrastructure business as Kyndryl in 2021, IBM refocused on hybrid cloud and AI. Its Red Hat acquisition underpins a software-led business model with higher margins and more predictable revenue growth.

Full IBM Calculator →

Frequently Asked Questions

Is HTGC or IBM better for dividend income in 2026?
HTGC currently offers a 10.22% yield (1.88/share/year) while IBM offers 3.06% (6.68/share/year). HTGC provides higher current income. However, HTGC has grown its dividend faster (4.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in HTGC vs IBM earn per year?
With $10,000 invested today: HTGC pays approximately $1022/year. IBM pays approximately $306/year. With DRIP reinvestment over 10 years, these grow to $3,064/year (HTGC) and $410/year (IBM).
Does HTGC or IBM pay monthly dividends?
HTGC pays quarterly dividends. IBM pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.