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HTGC vs CSCO: Dividend Comparison 2026

HTGC yields 10.22% · CSCO yields 2.85% · See full DRIP projection below

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After 10 years · $10,000 invested · DRIP enabled
🏆 HTGC wins by $36.9K in total portfolio value
10 years
HTGC
Hercules Capital Inc.
10.22%
Share price
$18.40
Annual div
$1.88
5Y div CAGR
4.2%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.7K
Annual income
$3,064.35
Full HTGC calculator →
CSCO
Cisco Systems Inc.
2.85%
Share price
$56.20
Annual div
$1.60
5Y div CAGR
3.8%
Payout ratio
48%
After 10 yrs · $10,000 · DRIP
Portfolio value
$16.7K
Annual income
$543.86
Full CSCO calculator →

Portfolio growth — HTGC vs CSCO

Annual dividend income

MetricHTGCCSCO
Forward yield10.22%2.85%
Annual dividend / share$1.88$1.60
Payout ratio90%48%
1-year div growth5.6%2.5%
5-year div CAGR4.2%3.8%
Portfolio after 10y$53.7K$16.7K
Annual income after 10y$3,064.35$543.86
Total dividends collected$19.5K$4.1K
Payment frequencyquarterlyquarterly
SectorBDCTechnology

Year-by-year: HTGC vs CSCO ($10,000, DRIP)

YearHTGC PortfolioHTGC Income/yrCSCO PortfolioCSCO Income/yrGap
1$12,045$1,064.65$10,506$295.52+$1.5KHTGC
2$14,442$1,216.94$11,042$315.62+$3.4KHTGC
3$17,242$1,384.73$11,611$337.26+$5.6KHTGC
4$20,501$1,568.89$12,215$360.55+$8.3KHTGC
5$24,280$1,770.26$12,857$385.63+$11.4KHTGC
6$28,649$1,989.67$13,540$412.66+$15.1KHTGC
7$33,685$2,227.97$14,266$441.81+$19.4KHTGC
8$39,472$2,485.98$15,039$473.25+$24.4KHTGC
9$46,104$2,764.50$15,862$507.19+$30.2KHTGC
10$53,687$3,064.35$16,739$543.86+$36.9KHTGC

HTGC vs CSCO: Complete Analysis 2026

HTGCBDC

Hercules Capital specializes in lending to venture-backed technology and life sciences companies. This unique focus allows it to capture higher yields than traditional BDCs. Strong origination network with leading VC firms. HTGC pays regular plus supplemental dividends, making total yield among the highest in BDC space.

Full HTGC Calculator →

CSCOTechnology

Cisco has grown its dividend 12+ consecutive years since initiating payments in 2011. The network equipment leader is transitioning to software and subscription models via its security and observability platforms. Cisco returns 50%+ of free cash flow to shareholders via dividends and buybacks annually.

Full CSCO Calculator →

Frequently Asked Questions

Is HTGC or CSCO better for dividend income in 2026?
HTGC currently offers a 10.22% yield (1.88/share/year) while CSCO offers 2.85% (1.60/share/year). HTGC provides higher current income. However, HTGC has grown its dividend faster (4.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in HTGC vs CSCO earn per year?
With $10,000 invested today: HTGC pays approximately $1022/year. CSCO pays approximately $285/year. With DRIP reinvestment over 10 years, these grow to $3,064/year (HTGC) and $544/year (CSCO).
Does HTGC or CSCO pay monthly dividends?
HTGC pays quarterly dividends. CSCO pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.