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HTGC vs XOM: Dividend Comparison 2026

HTGC yields 10.22% · XOM yields 3.58% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 HTGC wins by $7.0K in total portfolio value
10 years
HTGC
Hercules Capital Inc.
10.22%
Share price
$18.40
Annual div
$1.88
5Y div CAGR
4.2%
Payout ratio
90%
After 10 yrs · $10,000 · DRIP
Portfolio value
$53.7K
Annual income
$3,064.35
Full HTGC calculator →
XOM
Exxon Mobil Corporation
3.58%
Share price
$108.50
Annual div
$3.88
5Y div CAGR
3.5%
Payout ratio
44%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.7K
Annual income
$616.62
Full XOM calculator →

Portfolio growth — HTGC vs XOM

Annual dividend income

MetricHTGCXOM
Forward yield10.22%3.58%
Annual dividend / share$1.88$3.88
Payout ratio90%44%
1-year div growth5.6%4%
5-year div CAGR4.2%3.5%
Portfolio after 10y$53.7K$46.7K
Annual income after 10y$3,064.35$616.62
Total dividends collected$19.5K$4.9K
Payment frequencyquarterlyquarterly
SectorBDCEnergy

Year-by-year: HTGC vs XOM ($10,000, DRIP)

YearHTGC PortfolioHTGC Income/yrXOM PortfolioXOM Income/yrGap
1$12,045$1,064.65$11,790$370.12+$255.00HTGC
2$14,442$1,216.94$13,860$395.49+$582.00HTGC
3$17,242$1,384.73$16,249$421.35+$993.00HTGC
4$20,501$1,568.89$19,004$447.71+$1.5KHTGC
5$24,280$1,770.26$22,178$474.56+$2.1KHTGC
6$28,649$1,989.67$25,829$501.91+$2.8KHTGC
7$33,685$2,227.97$30,026$529.77+$3.7KHTGC
8$39,472$2,485.98$34,848$558.16+$4.6KHTGC
9$46,104$2,764.50$40,383$587.10+$5.7KHTGC
10$53,687$3,064.35$46,735$616.62+$7.0KHTGC

HTGC vs XOM: Complete Analysis 2026

HTGCBDC

Hercules Capital specializes in lending to venture-backed technology and life sciences companies. This unique focus allows it to capture higher yields than traditional BDCs. Strong origination network with leading VC firms. HTGC pays regular plus supplemental dividends, making total yield among the highest in BDC space.

Full HTGC Calculator →

XOMEnergy

ExxonMobil is a Dividend Aristocrat with 42+ consecutive years of dividend increases. The world's largest publicly traded oil company benefits from integrated operations across upstream, downstream, and chemicals. Its acquisition of Pioneer Natural Resources in 2024 significantly expanded its low-cost Permian Basin production.

Full XOM Calculator →

Frequently Asked Questions

Is HTGC or XOM better for dividend income in 2026?
HTGC currently offers a 10.22% yield (1.88/share/year) while XOM offers 3.58% (3.88/share/year). HTGC provides higher current income. However, HTGC has grown its dividend faster (4.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in HTGC vs XOM earn per year?
With $10,000 invested today: HTGC pays approximately $1022/year. XOM pays approximately $358/year. With DRIP reinvestment over 10 years, these grow to $3,064/year (HTGC) and $617/year (XOM).
Does HTGC or XOM pay monthly dividends?
HTGC pays quarterly dividends. XOM pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.