Is HVLM or DGRO a better dividend investment in 2026?

HVLM currently yields 5.56% with a 5% 5-year dividend growth rate. DGRO yields 2.10% with 9.5% growth. The better choice depends on your goal: HVLM offers higher current income.

What is the dividend yield difference between HVLM and DGRO?

HVLM has a forward dividend yield of 5.56% ($2.00/share annually). DGRO yields 2.10% ($1.47/share annually). The yield gap is 3.46 percentage points.

Home › Compare › HVLM vs DGRO

HVLM vs DGRO: Dividend Comparison 2026

HVLM yields 5.56% · DGRO yields 2.10%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 DGRO wins by $10.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

HVLM

● Live price

5.56%

Share price

$36.00

Annual div

$2.00

5Y div CAGR

-50%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.6K

Annual income

$0.57

Full HVLM calculator →

DGRO

iShares Core Dividend Growth ETF

● Live price

2.10%

Share price

$70.18

Annual div

$1.47

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$31.6K

Annual income

$235.38

Full DGRO calculator →

Portfolio growth — HVLM vs DGRO

📍 DGRO pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	HVLM	DGRO
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, HVLM + DGRO cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

HVLM pays

DGRO pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HVLM

Annual income on $10K today (after 15% tax)

$472.22/yr

After 10yr DRIP, annual income (after tax)

$0.48/yr

DGRO

Annual income on $10K today (after 15% tax)

$178.14/yr

After 10yr DRIP, annual income (after tax)

$200.07/yr

At 15% tax rate, DGRO beats the other by $199.59/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HVLM + DGRO for your $10,000?

HVLM: 50%DGRO: 50%

100% DGRO50/50100% HVLM

Portfolio after 10yr

$26.1K

Annual income

$117.97/yr

Blended yield

0.45%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HVLM buys

DGRO buys

No recent congressional trades found for HVLM or DGRO in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricHVLMDGRO

Forward yield	5.56% ✓	2.10%
Annual dividend / share	$2.00 ✓	$1.47
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-50%	0% ✓
Portfolio after 10y	$20.6K	$31.6K ✓
Annual income after 10y	$0.57	$235.38 ✓
Total dividends collected	$564.00 ✓	$2.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: HVLM vs DGRO ($10,000, DRIP)

Year	HVLM Portfolio	HVLM Income/yr	DGRO Portfolio	DGRO Income/yr	Gap
1← crossover	$10,978	$277.78	$11,290	$209.57	$312.00 → DGRO
2	$11,889	$142.49	$12,722	$213.54	$833.00 → DGRO
3	$12,793	$72.11	$14,314	$217.18	$1.5K → DGRO
4	$13,725	$36.26	$16,080	$220.53	$2.4K → DGRO
5	$14,704	$18.18	$18,040	$223.59	$3.3K → DGRO
6	$15,742	$9.10	$20,215	$226.40	$4.5K → DGRO
7	$16,849	$4.55	$22,627	$228.96	$5.8K → DGRO
8	$18,030	$2.28	$25,302	$231.31	$7.3K → DGRO
9	$19,294	$1.14	$28,268	$233.44	$9.0K → DGRO
10	$20,645	$0.57	$31,557	$235.38	$10.9K → DGRO

HVLM vs DGRO: Complete Analysis 2026

HVLM — Stock

Huron Valley Bancorp, Inc. operates as the bank holding company for Huron Valley State Bank provides banking product and services. The company offers checking, savings, certificates of deposit, IRAs, and money market accounts. Its loan products mortgage, home equity, auto, personal, recreational vehicle, consumer, commercial, lines of credit, term and long term working capital, equipment, commercial real estate, and small business administration loans. The company also offers debit, ATM, and credit cards; and bill payment, mobile deposit, eStatement, safe deposit box, overdraft, order check, and cash management services, as well as online, telephone, and mobile banking services. Huron Valley Bancorp, Inc. was founded in 2005 and is based in Milford, Michigan.

Full HVLM Calculator →

DGRO — ETF

The iShares Core Dividend Growth ETF seeks to track the investment results of an index composed of U.S. equities with a history of consistently growing dividends.

Full DGRO Calculator →

📬

Get this HVLM vs DGRO comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

HVLM vs SCHD HVLM vs JEPI HVLM vs O HVLM vs KO HVLM vs MAIN HVLM vs VIG HVLM vs NOBL HVLM vs VYM

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.