HomeCompareHVLM vs VYM

HVLM vs VYM: Dividend Comparison 2026

HVLM yields 5.56% · VYM yields 2.37%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 VYM wins by $7.1K in total portfolio value
10 years
HVLM
HVLM
● Live price
5.56%
Share price
$36.00
Annual div
$2.00
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.6K
Annual income
$0.57
Full HVLM calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.37%
Share price
$148.10
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$272.94
Full VYM calculator →

Portfolio growth — HVLM vs VYM

📍 VYM pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodHVLMVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, HVLM + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
HVLM pays
VYM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

HVLM
Annual income on $10K today (after 15% tax)
$472.22/yr
After 10yr DRIP, annual income (after tax)
$0.48/yr
VYM
Annual income on $10K today (after 15% tax)
$201.60/yr
After 10yr DRIP, annual income (after tax)
$232.00/yr
At 15% tax rate, VYM beats the other by $231.51/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of HVLM + VYM for your $10,000?

HVLM: 50%VYM: 50%
100% VYM50/50100% HVLM
Portfolio after 10yr
$24.2K
Annual income
$136.75/yr
Blended yield
0.56%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

HVLM buys
0
VYM buys
0
No recent congressional trades found for HVLM or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricHVLMVYM
Forward yield5.56%2.37%
Annual dividend / share$2.00$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%0%
Portfolio after 10y$20.6K$27.8K
Annual income after 10y$0.57$272.94
Total dividends collected$564.00$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: HVLM vs VYM ($10,000, DRIP)

YearHVLM PortfolioHVLM Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$10,978$277.78$11,147$237.17$169.00VYM
2$11,889$142.49$12,404$242.33$515.00VYM
3$12,793$72.11$13,780$247.16$987.00VYM
4$13,725$36.26$15,285$251.67$1.6KVYM
5$14,704$18.18$16,932$255.88$2.2KVYM
6$15,742$9.10$18,733$259.81$3.0KVYM
7$16,849$4.55$20,701$263.46$3.9KVYM
8$18,030$2.28$22,852$266.86$4.8KVYM
9$19,294$1.14$25,201$270.01$5.9KVYM
10$20,645$0.57$27,768$272.94$7.1KVYM

HVLM vs VYM: Complete Analysis 2026

HVLMStock

Huron Valley Bancorp, Inc. operates as the bank holding company for Huron Valley State Bank provides banking product and services. The company offers checking, savings, certificates of deposit, IRAs, and money market accounts. Its loan products mortgage, home equity, auto, personal, recreational vehicle, consumer, commercial, lines of credit, term and long term working capital, equipment, commercial real estate, and small business administration loans. The company also offers debit, ATM, and credit cards; and bill payment, mobile deposit, eStatement, safe deposit box, overdraft, order check, and cash management services, as well as online, telephone, and mobile banking services. Huron Valley Bancorp, Inc. was founded in 2005 and is based in Milford, Michigan.

Full HVLM Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
📬

Get this HVLM vs VYM comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

HVLM vs SCHDHVLM vs JEPIHVLM vs OHVLM vs KOHVLM vs MAINHVLM vs VIGHVLM vs DGROHVLM vs HDV

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.