HomeCompareIBM vs ADBE

IBM vs ADBE: Dividend Comparison 2026

IBM yields 2.83% · ADBE yields 0.83%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 IBM wins by $6.9K in total portfolio value
10 years
IBM
International Business Machines
● Live price
2.83%
Share price
$237.25
Annual div
$6.72
5Y div CAGR
3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.7K
Annual income
$463.53
Full IBM calculator →
ADBE
ADBE
● Live price
0.83%
Share price
$241.13
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.8K
Annual income
$87.53
Full ADBE calculator →

Portfolio growth — IBM vs ADBE

📍 IBM pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodIBMADBE
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, IBM + ADBE cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
IBM pays
ADBE pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

IBM
Annual income on $10K today (after 15% tax)
$240.76/yr
After 10yr DRIP, annual income (after tax)
$394.00/yr
ADBE
Annual income on $10K today (after 15% tax)
$70.50/yr
After 10yr DRIP, annual income (after tax)
$74.40/yr
At 15% tax rate, IBM beats the other by $319.60/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of IBM + ADBE for your $10,000?

IBM: 50%ADBE: 50%
100% ADBE50/50100% IBM
Portfolio after 10yr
$24.3K
Annual income
$275.53/yr
Blended yield
1.13%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ADBE right now

IBM
Analyst Ratings
1
Strong
20
Buy
24
Hold
4
Sell
Consensus: Hold
Price Target
$349.50
+47.3% upside vs current
Range: $304.00 — $380.00
Altman Z
3.2
Piotroski
5/9
ADBE
Analyst Ratings
34
Buy
23
Hold
4
Sell
Consensus: Buy
Price Target
$349.65
+45.0% upside vs current
Range: $220.00 — $450.00
Altman Z
7.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

IBM buys
0
ADBE buys
0
No recent congressional trades found for IBM or ADBE in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricIBMADBE
Forward yield2.83%0.83%
Annual dividend / share$6.72$2.00
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR3%0%
Portfolio after 10y$27.7K$20.8K
Annual income after 10y$463.53$87.53
Total dividends collected$3.7K$854.00
Payment frequencyquarterlyquarterly
SectorTechnologyTechnology
Analyst consensusHoldBuy
Analyst price target$349.50$349.65

Year-by-year: IBM vs ADBE ($10,000, DRIP)

YearIBM PortfolioIBM Income/yrADBE PortfolioADBE Income/yrGap
1← crossover$11,132$291.74$10,783$82.94+$349.00IBM
2$12,375$308.58$11,621$83.59+$754.00IBM
3$13,741$325.97$12,519$84.19+$1.2KIBM
4$15,239$343.91$13,480$84.76+$1.8KIBM
5$16,882$362.40$14,509$85.30+$2.4KIBM
6$18,681$381.46$15,610$85.80+$3.1KIBM
7$20,651$401.10$16,789$86.28+$3.9KIBM
8$22,807$421.31$18,051$86.72+$4.8KIBM
9$25,165$442.12$19,402$87.14+$5.8KIBM
10$27,743$463.53$20,848$87.53+$6.9KIBM

IBM vs ADBE: Complete Analysis 2026

IBMTechnology

International Business Machines Corporation provides integrated solutions and services worldwide. The company operates through four business segments: Software, Consulting, Infrastructure, and Financing. The Software segment offers hybrid cloud platform and software solutions, such as Red Hat, an enterprise open-source solutions; software for business automation, AIOps and management, integration, and application servers; data and artificial intelligence solutions; and security software and services for threat, data, and identity. This segment also provides transaction processing software that supports clients' mission-critical and on-premise workloads in banking, airlines, and retail industries. The Consulting segment offers business transformation services, including strategy, business process design and operations, data and analytics, and system integration services; technology consulting services; and application and cloud platform services. The Infrastructure segment provides on-premises and cloud-based server and storage solutions for its clients' mission-critical and regulated workloads; and support services and solutions for hybrid cloud infrastructure, as well as remanufacturing and remarketing services for used equipment. The Financing segment offers lease, installment payment, loan financing, and short-term working capital financing services. The company was formerly known as Computing-Tabulating-Recording Co. International Business Machines Corporation was incorporated in 1911 and is headquartered in Armonk, New York.

Full IBM Calculator →

ADBETechnology

Adobe Inc. operates as a diversified software company worldwide. It operates through three segments: Digital Media, Digital Experience, and Publishing and Advertising. The Digital Media segment offers products, services, and solutions that enable individuals, teams, and enterprises to create, publish, and promote content; and Document Cloud, a unified cloud-based document services platform. Its flagship product is Creative Cloud, a subscription service that allows members to access its creative products. This segment serves content creators, workers, marketers, educators, enthusiasts, communicators, and consumers. The Digital Experience segment provides an integrated platform and set of applications and services that enable brands and businesses to create, manage, execute, measure, monetize, and optimize customer experiences from analytics to commerce. This segment serves marketers, advertisers, agencies, publishers, merchandisers, merchants, web analysts, data scientists, developers, and executives across the C-suite. The Publishing and Advertising segment offers products and services, such as e-learning solutions, technical document publishing, web conferencing, document and forms platform, web application development, and high-end printing, as well as Advertising Cloud offerings. The company offers its products and services directly to enterprise customers through its sales force and local field offices, as well as to end users through app stores and through its website at adobe.com. It also distributes products and services through a network of distributors, value-added resellers, systems integrators, software vendors and developers, retailers, and original equipment manufacturers. The company was formerly known as Adobe Systems Incorporated and changed its name to Adobe Inc. in October 2018. Adobe Inc. was founded in 1982 and is headquartered in San Jose, California.

Full ADBE Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.